15115 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15115 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,108 sqft · built 2006
OwnerIndividual Name on File
Tax Bill$1,265 (2025)
Deeds & MortgagesDec 2018 Line of Credit
May 2022 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN1106-22-012.129

Property Details

APN / Parcel Number

Primary APN1106-22-012.129
Alternative APN
  • 120533

Interior

Full Baths1 Bath
Building Area2,108 sqft Adjusted Area
1st Floor Area1,815 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Deck Area400 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number120533
Street Address15115 E SHADOW CREEK DR
CityBILOXI
StateMS
Zip39532-8578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 114 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range10
Legal Township06
Legal Section22
Legal SubdivisionSHADOWCREEK SUBD PH 3
Legal Phase3
Legal Lot Number114
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1010
Census Tract3407

Owner

Source: Harrison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address15115 E SHADOW CREEK DR, BILOXI, MS 39532-8578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2018Deed of Trust, Mortgage · Line of Credit
EVERETT FINANCIAL INC
May 12, 2022Deed of Trust, Mortgage · VA Mortgage
LAKVIEW LOAN SERVICING LLC
Dec 27, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2018
Deed SaleDec 27, 2018
Deed Document Number2018-0003106-D-J2
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15115 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180003784TJ2
DateDec 27, 2018
Instrument2018-0003784-T-J2
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15115 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction TypeMortgage
Record UpdatedJun 1, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220003791TJ2
DateMay 12, 2022
Instrument2022-0003791-T-J2
Lender
NameLAKVIEW LOAN SERVICING LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateDec 27, 2018
Property Address15115 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Document Number20180003106DJ2
Instrument DateNov 30, 2018
Instrument2018-0003106-D-J2
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address890 LACKLAND DR, 890, BILOXI, MS 39532-3213

Transferred To (Grantee/Buyer)

NameVerified Name
Address15115 E SHADOW CREEK DR, BILOXI, MS 39532-8578

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,265.00 (+6.04%) Homeowner's exemption Disabled Person's exemption$16,575 (+4.55%)$165,754 (+4.56%) Land $33,000 Building $132,754
2024$1,193.00 (-0.75%)
2023$1,202.00 (-0.99%) Homeowner's exemption Disabled Person's exemption$15,853$158,526 Land $33,000 Building $125,526
2022$1,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 88% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Coast Electric Power Association
Fiber
2,000 / 1,000
Cable One
Cable
1,000 / 50
Telapex
Fixed Wireless · Fiber in parts of the area
100 / 20

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