Hernando County property record for 15150 Surrey Bend, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,736 sqft · built 2006 |
| Lot Size | 0.353 acres (15,368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Feb 2026) |
| Tax Bill | $5,689 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R02-223-18-3495-0000-0220 |
| Primary APN | R02-223-18-3495-0000-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 4,197 sqft |
| 1st Floor Area | 2,736 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,368 sqft (0.353 acres) |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,673 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01345173 |
|---|---|
| Street Address | 15150 SURREY BND |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERTHORN PH 2B LOT 22 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | SILVERTHORN PH 2B |
| Legal Lot Number | 22 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40909 |
15150 Surrey Bend is owned and occupied by an individual who bought it in February 2026.
Source: Hernando County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 17, 2019 | Warranty Deed, Transfer CHELSEA TITLE/THE NATURE COAST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on File |
| Deed Sale | Feb 25, 2026 · Amount on File |
| Prior Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 202611866 |
| Deed Book / Page | 4672 / 755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Document Number | 0046251387 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 4625/1387 |
| Instrument | 2025073823 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 25, 2026 |
| Property Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Document Number | 0046720755 |
| Book / Page | 4672 / 755 |
| Map Reference | MB 31 PG 21 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026011866 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11405 WARM WIND WAY, WEEKI WACHEE, FL 34613-6519 |
| Name | Verified Name |
|---|---|
| Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Document Number | 0004672757 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 4672/757 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038060795 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 3806/795 |
| Instrument | 2020009541 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 17, 2019 |
| Property Address | 15150 SURREY BND, SPRING HILL, FL 34609-9518 |
| Document Number | 0036620494 |
| Book / Page | 003662 / 000494 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 3192 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | CHELSEA TITLE/THE NATURE COAST |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15150 SURREY BND SPRING HILL FL 346099518, SPRING HILL, FL 34609-9518 |
The 2025 property tax bill for 15150 Surrey Bend was $5,689 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,689.00 Homeowner's exemption | $399,076 | $536,979 Land $106,808 Building $430,171 |
| 2023 | $366,333 Land $366,333 | ||
| 2022 | $4,962.00 | $539,182 Land $106,808 Building $432,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15150 Surrey Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15150 Surrey Bend is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODARD MANOR private · serves 100 people · EPA ID FL6295177 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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