Hernando County property record for 15098 Surrey Bend, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,385 sqft · built 2001 |
| Lot Size | 0.383 acres (16,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Aug 2021) |
| Tax Bill | $8,073 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02-223-18-3495-0000-0180 |
| Primary APN | R02-223-18-3495-0000-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,385 sqft Living Area |
| Gross Area | 4,569 sqft |
| 1st Floor Area | 3,385 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,667 sqft (0.383 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,528 sqft |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01345137 |
|---|---|
| Street Address | 15098 SURREY BND |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERTHORN PH 2B LOT 18 ORB 2092 PG 249 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | SILVERTHORN PH 2B |
| Legal Lot Number | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40909 |
15098 Surrey Bend is owned and occupied by two individuals who acquired it in July 2022.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15098 SURREY BND, SPRING HILL, FL 34609-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Jun 13, 2014 · Amount on File |
| Deed Document Number | 202160846 |
| Deed Book / Page | 4040 / 1796 |
| Last Transfer Date | Jul 11, 2022 |
| Transfer Doc | 0041951722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 15098 SURREY BND, SPRING HILL, FL 34609-9517 |
| Document Number | 0041951722 |
| Book / Page | 4195 / 1722 |
| Map Reference | MB 31 PG 21 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022053612 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15098 SURREY BND, 15098, SPRING HILL, FL 34609-9517 |
| Name | Verified Name |
|---|---|
| Address | 15098 SURREY BND, SPRING HILL, FL 34609-9517 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 15098 SURREY BND, SPRING HILL, FL 34609-9517 |
| Document Number | 0040401796 |
| Book / Page | 4040 / 1796 |
| Map Reference | MB 31 PG 21 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021060846 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4602 LAUREL CIR S, 4602, INDIANAPOLIS, IN 46226-2185 |
| Name | Verified Name |
|---|---|
| Address | 25098 SURREY BND, SPRING HILL, FL 34609 |
| Document Number | 40401799 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 4040/1799 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 15098 Surrey Bend was $8,073 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,073.00 Homeowner's exemption | $566,104 Land $110,044 Building $456,060 | $566,104 Land $110,044 Building $456,060 |
| 2023 | $556,663 Land $138,817 Building $417,846 | ||
| 2022 | $7,853.00 | $556,663 Land $110,044 Building $446,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15098 Surrey Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15098 Surrey Bend is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODARD MANOR private · serves 100 people · EPA ID FL6295177 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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