1515 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1515 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,728 sqft · built 1906
Lot Size	0.342 acres (14,880 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Sep 2021)
Tax Bill	$16,236 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-23-0064`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-23-0064`
Alternative APNs	`8468478` `366971`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,728 sqft Living Area
1st Floor Area	1,695 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	14,880 sqft (0.342 acres)
Lot Dimensions	160 ft deep x 93 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	754 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	366971
Street Address	1515 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT AVENUE ADDITION TO,THE S 1/2 OF VAC ALLEY ADJ AND LOTS 1 AND LOT 2 BLK 9
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	SUMMIT AVENUE ADDITION TO,THE
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1022
Census Tract	35200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1515 Summit Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1515 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 15, 2017	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	20214910111
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 29, 2021
Property Address	1515 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0A04910111
Instrument Date	Sep 16, 2021
Instrument	A04910111
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1515 SUMMIT AVE, SAINT PAUL, MN 55105-2242

Mortgage

Document Number	0A04910112
Date	Sep 29, 2021
Instrument	A04910112

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 15, 2017
Property Address	1515 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004662865
Instrument Date	Jun 8, 2017
Instrument	4662865
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,635.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1515 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Summit Ave was $16,236.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$999,300 Land $321,500 Building $677,800	$999,300 Land $321,500 Building $677,800
2025	$16,236.00
2023	$14,898.00	$855,000 Land $321,500 Building $533,500	$855,000 Land $321,500 Building $533,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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