1504 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1504 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 4,093 sqft · built 1911
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Apr 2020)
Tax Bill	$12,962 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-32-0127`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-32-0127`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,093 sqft Living Area
1st Floor Area	1,639 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1504 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WANN'S ADDITON TO,ST. PAUL E 40 FT OF LOT 7 BLK 1 SUMMIT VIEW & IN SD ...TO AVE; EX E 15 FT LOT 11 BLK 7
Legal Range	23
Legal Township	28
Legal Section	03
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	SUMMIT VIEW
Legal Block	1,7
Legal Lot Number	7,11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	35200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1504 Summit Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	2 Individual Names on File
Mailing Address	1504 SUMMIT AVE, SAINT PAUL, MN 55105-2241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit SPIRE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Oct 10, 2002 · Amount on File
Deed Document Number	A04805977
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1504 SUMMIT AVE, SAINT PAUL, MN 55105-2241
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04896477
Date	Jul 16, 2021
Instrument	A04896477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 10, 2020
Property Address	1504 SUMMIT AVE, SAINT PAUL, MN 55105-2241
Document Number	0004805977
Instrument Date	Mar 27, 2020
Instrument	4805977
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,669.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1504 SUMMIT AVE ST PAUL MN 551052241, ST PAUL, MN 55105-2241

Mortgage

Document Number	4805978
Date	Apr 10, 2020
Instrument	4805978

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1504 SUMMIT AVE, SAINT PAUL, MN 55105-2241
Document Number	0004660428
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1504 SUMMIT AVE ST PAUL MN 551052241, ST PAUL, MN 55105-2241

Mortgage

Document Number	0004660428
Date	May 30, 2017
Instrument	4660428

Lender

Name	SPIRE FCU
Type	Credit Union
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,962.00	$772,400 Land $306,100 Building $466,300	$772,400 Land $306,100 Building $466,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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