1515 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1515 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,007 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jul 2023)
Tax Bill	$7,056 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0822-84-5689`

Property Details

APN / Parcel Number

Primary APN	`0822-84-5689`
Alternative APNs	`0822-84-56-8960` `082216845689` `105831`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,007 sqft Heated Area
1st Floor Area	2,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1515 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-JOHNSON B B EST/PART /LT#03 PL:000025-000177
Legal Subdivision	PROP-JOHNSON B B EST/PART
Legal Lot Number	3
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1008
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 11, 2019	Warranty Deed, Transfer · Construction Mortgage LENDINGONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	202368230
Deed Book / Page	9952 / 973
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	0085400461
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 18, 2023
Property Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0099520973
Book / Page	9952 / 973
Map Reference	MB 25 PG 177
Instrument Date	Jul 12, 2023
Instrument	2023068230
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 W MAIN ST, CARRBORO, NC 27510-1626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RUFFIN ST, DURHAM, NC 27701-1258

Mortgage

Document Number	2023068231
Date	Jul 18, 2023
Instrument	2023068231

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 13, 2021
Property Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0093930919
Book / Page	9393 / 919
Map Reference	MB 25 PG 177
Instrument Date	Jul 12, 2021
Instrument	2021035305
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RUFFIN ST, DURHAM, NC 27701-1258

Mortgage

Document Number	2021035306
Date	Jul 13, 2021
Instrument	2021035306

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0091070392
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1515 RUFFIN ST DURHAM NC 277011258, DURHAM, NC 27701-1258

Mortgage

Document Number	0091070392
Date	Oct 22, 2020
Book Page	009107/000392
Instrument	45441

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 9, 2019
Property Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0088200009
Book / Page	8820 / 009
Map Reference	MB 25 PG 177
Instrument Date	Oct 21, 2019
Instrument	2019045488
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3622 SHANNON RD STE 104, 3622, DURHAM, NC 27707-3771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RUFFIN ST, DURHAM, NC 27701-1258

Mortgage

Document Number	2019045489
Date	Dec 9, 2019
Instrument	2019045489

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 11, 2019
Property Address	1515 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0086310911
Book / Page	008631 / 000911
Instrument Date	Apr 10, 2019
Instrument	11380
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3622 SHANNON RD #104 DURHAM NC 277073771, 104, DURHAM, NC 27707-3771

Mortgage

Document Number	86310913
Date	Apr 11, 2019
Book Page	008631/000913
Instrument	11381

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2020

Mortgage

Document Number	86310948,
Date	Apr 11, 2019
Book Page	008631/000948
Instrument	11383

Lender

Name	JEFFREY ACKER
Address	516 MADISON CT, SARASOTA, FL 34236-7120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2020

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,056.00 (+2.51%)	$694,368 (-) Land $288,000 Building $406,368	$694,368 (-) Land $288,000 Building $406,368
2025	$6,883.00 (+17.16%)	$694,368 (+54.81%) Land $288,000 Building $406,368	$694,368 (+54.81%) Land $288,000 Building $406,368
2023	$5,875.00 (+2.35%)	$448,517 (-) Land $127,500 Building $321,017	$448,517 (-) Land $127,500 Building $321,017
2022	$5,740.00	$448,517 Land $127,500 Building $321,017	$448,517 Land $127,500 Building $321,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Ruffin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures