1511 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1511 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1954
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,418 (2026)
Deeds & Mortgages	Jul 2022 Sale Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0822-84-5682`

Property Details

APN / Parcel Number

Primary APN	`0822-84-5682`
Alternative APNs	`0822-84-56-8246` `082216845683` `105830`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,470 sqft Heated Area
1st Floor Area	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1511 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PORP-JOHNSON B B EST/PART /LT#02 PL:000025-000177
Legal Subdivision	PROP-JOHNSON B B EST/PART
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1008
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1511 RUFFIN ST, DURHAM, NC 27701-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 19, 2022
Property Address	1511 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0097430709
Book / Page	9743 / 709
Map Reference	MB 25 PG 177
Instrument Date	Jul 13, 2022
Instrument	2022029564
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 RUFFIN ST, DURHAM, NC 27701-1258

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1511 RUFFIN ST, DURHAM, NC 27701-1258
Document Number	0084710027
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 RUFFIN ST DURHAM NC 277011258, DURHAM, NC 27701-1258

Mortgage

Document Number	0084710027
Date	Jul 23, 2018
Book Page	008471/000027
Instrument	25283

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,418.00 (+2.52%)	$533,200 (-) Land $285,750 Building $247,450	$533,200 (-) Land $285,750 Building $247,450
2025	$5,285.00 (+70.98%)	$533,200 (+125.9%) Land $285,750 Building $247,450	$533,200 (+125.9%) Land $285,750 Building $247,450
2023	$3,091.00 (+2.35%)	$236,033 Land $127,400 Building $108,633	$236,033 Land $127,400 Building $108,633
2022	$3,020.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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