1515 Crespo Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 1515 Crespo Dr, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,547 sqft · built 1955
Lot Size0.353 acres (15,374 sqft)
OwnerTrust Name on File
Last Sale$655,500 (May 1996)
Tax Bill$14,096 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN350-530-14-00

Property Details

APN / Parcel Number

Primary APN350-530-14-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,547 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area15,374 sqft (0.353 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1515 CRESPO DR
CityLA JOLLA
StateCA
Zip92037-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-5
Legal DescriptionLOT 4 TR 002023
Legal SubdivisionLUDINGTON HEIGHTS
Legal Tract002023
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract8303

Owner

1515 Crespo Dr is owner-occupied and held in a trust since May 1996.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address1515 CRESPO DR, LA JOLLA, CA 92037-3843
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 1996 · Amount on File
Deed SaleMay 31, 1996 · Amount on File
Prior SaleFeb 2, 1987 · Amount on File
Deed Document Number1996272811
Prior Transfer DateSep 20, 1993
Prior Transfer Doc0000733355
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1515 CRESPO DR, LA JOLLA, CA 92037-3843
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 CRESPO DR, LA JOLLA, CA 92037-3843

Mortgage

Document Number0000767009
DateDec 1, 2020
Instrument2020-0767009
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Crespo Dr was $14,096 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,110,718 (+2%) Land $779,459 Building $331,259
2025$14,096.00 Homeowner's exemption$1,088,940 Land $764,176 Building $324,764
2023$12,770.00 (+2.74%) Homeowner's exemption$1,046,657 Land $734,503 Building $312,154
2022$12,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1515 Crespo Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims11 (1978–2019)
Claims Outside the SFHA7 of 11
Most Recent ClaimDec 2019 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Crespo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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