San Diego County property record for 1620 Crespo Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,285 sqft · built 1990 |
| Lot Size | 0.128 acres (5,566 sqft) |
| Owner | Company Name on File |
| Last Sale | $481,000 (Feb 1997) |
| Tax Bill | $14,815 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-380-14-00 |
| Primary APN | 350-380-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,285 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 5,566 sqft (0.128 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1620 CRESPO DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-5 |
| Legal Description | BLK F LOT 17 STS CLSD ADJ& TR 001535 |
| Legal Subdivision | VILLA TRINIDAD |
| Legal Tract | 001535 |
| Legal Block | F |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 8303 |
1620 Crespo Dr is owned by a company that bought it in February 1997 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1620 CRESPO DR, LA JOLLA, CA 92037-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · ARM PENTAGON FCU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1997 · Amount on File |
| Deed Sale | Feb 20, 1997 · Amount on File |
| Prior Sale | Dec 20, 1995 · Amount on File |
| Deed Document Number | 199774826 |
| Transfer Doc | 0000580684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1620 CRESPO DR, LA JOLLA, CA 92037-3844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000259839 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 2017-0259839 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1620 CRESPO DR, LA JOLLA, CA 92037-3844 |
| Document Number | 0000477061 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1620 CRESPO DR LA JOLLA CA 920373844, LA JOLLA, CA 92037-3844 |
| Document Number | 0000477061 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 477061 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
The 2025 property tax bill for 1620 Crespo Dr was $14,815 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,169,348 (+2%) Land $713,097 Building $456,251 | |
| 2025 | $14,815.00 Homeowner's exemption | $1,146,420 Land $699,115 Building $447,305 |
| 2023 | $13,447.00 (+2.74%) Homeowner's exemption | $1,101,905 Land $671,968 Building $429,937 |
| 2022 | $13,088.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1620 Crespo Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 11 (1978–2019) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Dec 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1620 Crespo Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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