1515 Banks Ave, Napa, CA 94559 Property Records

Napa County property record for 1515 Banks Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,964 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$1,463,000 (Apr 2022)
Tax Bill	$18,594 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-073-025-000`

Property Details

APN / Parcel Number

Primary APN	`045-073-025-000`
Alternative APNs	`045-073-025` `04507325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	045-073-025
Street Address	1515 BANKS AVE
City	NAPA
State	CA
Zip	94559-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Description	LOT 6 BLK 9 MEEKS SUB 3R/M45
Legal Subdivision	MEEKS
Legal Block	9
Legal Lot Number	6
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	200400

Owner

1515 Banks Ave is owner-occupied and held in a trust since April 2022.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1515 BANKS AVE, NAPA, CA 94559-1549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	20228663
Prior Transfer Date	Oct 25, 2010
Prior Transfer Doc	0000026345
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1515 BANKS AVE, NAPA, CA 94559-1549
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 BANKS AVE, NAPA, CA 94559-1549

Mortgage

Document Number	0000019697
Date	Jun 9, 2021
Instrument	2021-0019697

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 27, 2022
Property Address	1515 BANKS AVE, NAPA, CA 94559-1549
Document Number	0000008663
Map Reference	MB 3 PG 45&46
Instrument Date	Apr 19, 2022
Instrument	2022-0008663
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1515 BANKS AVE, NAPA, CA 94559-1549

Mortgage

Document Number	0000008664
Date	Apr 27, 2022
Instrument	2022-0008664

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1515 BANKS AVE, NAPA, CA 94559-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020351
Date	Oct 4, 2019
Instrument	2019-0020351

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Dec 14, 2020
Property Address	1515 BANKS AVE, NAPA, CA 94559-1549
Document Number	0000033485
Instrument Date	Nov 24, 2020
Instrument	33485
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1515 BANKS AVE NAPA CA 945591549, NAPA, CA 94559-1549

Tax Assessment & Valuation

The 2026 property tax bill for 1515 Banks Ave was $18,594 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,594.00 (+2.1%) Homeowner's exemption	$1,583,597 (+2%) Land $541,216 Building $1,042,381	$1,583,597 (+2%) Land $541,216 Building $1,042,381
2025	$18,212.00 Homeowner's exemption	$1,552,547 Land $530,604 Building $1,021,943	$1,552,547 Land $530,604 Building $1,021,943
2023	$17,287.00 (+84.99%) Homeowner's exemption	$1,492,260 Land $510,000 Building $982,260
2022	$9,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Banks Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1515 Banks Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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