1514 Banks Ave, Napa, CA 94559 Property Records

Napa County property record for 1514 Banks Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,943 sqft · built 1964
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$697,000 (Jul 2020)
Tax Bill	$10,124 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-073-039-000`

Property Details

APN / Parcel Number

Primary APN	`045-073-039-000`
Alternative APNs	`045-073-039` `04507339`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,943 sqft Living Area
Gross Area	2,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	045-073-039
Street Address	1514 BANKS AVE
City	NAPA
State	CA
Zip	94559-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Subdivision	E R SPOULS ADD
Legal Lot Number	6
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	200400

Owner

1514 Banks Ave is owned and occupied by an individual who bought it in July 2020.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1514 BANKS AVE, NAPA, CA 94559-1550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 27, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Feb 26, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 27, 2017	Loan Modification, Mortgage OTHER
Aug 7, 2017	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	202018009
Prior Transfer Date	Jun 26, 2012
Prior Transfer Doc	0000016919
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1514 BANKS AVE, NAPA, CA 94559-1550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 BANKS AVE, NAPA, CA 94559-1550

Mortgage

Document Number	0000027866
Date	Oct 26, 2020
Instrument	2020-0027866

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	NAPA, CA 94559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2020
Property Address	1514 BANKS AVE, NAPA, CA 94559-1550
Document Number	0000018009
Instrument Date	Jul 24, 2020
Instrument	18009
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$767.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 BANKS AVE NAPA CA 945591550, NAPA, CA 94559-1550

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Feb 26, 2020
Property Address	1514 BANKS AVE, NAPA, CA 94559-1550
Document Number	0000005058
Instrument Date	Feb 26, 2020
Instrument	5058
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1514 BANKS AVE NAPA CA 945591550, NAPA, CA 94559-1550

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NAPA CA
Property Address	1514 BANKS AVE, NAPA, CA 94559-1550
Document Number	0000025828
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1514 BANKS AVE NAPA CA 945591550, NAPA, CA 94559-1550

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1514 BANKS AVE, NAPA, CA 94559-1550
Document Number	0000018711
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1514 BANKS AVE NAPA CA 945591550, NAPA, CA 94559-1550

Tax Assessment & Valuation

The 2026 property tax bill for 1514 Banks Ave was $10,124 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,124.00 (+2.14%) Homeowner's exemption	$832,150 (+2%) Land $496,834 Building $335,316	$832,150 Land $496,834 Building $335,316
2025	$9,912.00 Homeowner's exemption	$815,835 Land $487,093 Building $328,742
2023	$9,426.00 (+7.16%) Homeowner's exemption	$784,158 Land $468,180 Building $315,978
2022	$8,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1514 Banks Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1514 Banks Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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