1514 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1514 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,197 sqft · built 2004
Lot Size0.146 acres (6,351 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jul 2025)
Tax Bill$9,175 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN579-356-20-00

Property Details

APN / Parcel Number

Primary APN579-356-20-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,197 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,351 sqft (0.146 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1514 RAMONA AVE
CitySPRING VALLEY
StateCA
Zip91977-4356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 28 LOT 16 ALLEY CLSD& TR 001317
Legal SubdivisionEAST SAN DIEGO MASONIC LODGE
Legal Tract001317
Legal Block28
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage
MICHAEL F BROMS ETAL
Sep 15, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jul 10, 2018Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Prior SaleSep 15, 2023 · Amount on Record
Deed Document Number2025181394
Prior Transfer DateDec 10, 2004
Prior Transfer Doc0001192171
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1508 RAMONA AVE, SPRING VALLEY, CA 91977-4356

Mortgage

Document Number0000087203
DateMar 30, 2026
Instrument2026-0087203
Lender
NameMICHAEL F BROMS ETAL
TypePrivate Party
Address1515 PARAISO AVE, SPRING VALLEY, CA 91977
Agreement
AmountAmount Recorded

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 15, 2023
Property Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
Document Number0000251549
Map ReferenceMAP 1317
Instrument DateSep 6, 2023
Instrument2023-0251549
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356

Mortgage

Document Number0000251550
DateSep 15, 2023
Instrument2023-0251550
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 843, UNION CITY, CA 94587-0843

Mortgage

Document Number0000046213
DateJan 31, 2022
Instrument2022-0046213
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
Document Number0000466906
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1073 CENTRAL BLVD HAYWARD CA 945421820, HAYWARD, CA 94542-1820

Mortgage

Document Number0000466906
DateOct 17, 2019
Instrument466906
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 10, 2018
Property Address1514 RAMONA AVE, SPRING VALLEY, CA 91977-4356
Document Number0000280604
Instrument DateJun 15, 2018
Instrument280604
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$613.80
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 371754 SAN DIEGO CA 921371754, SAN DIEGO, CA 92137-1754

Mortgage

Document Number280605
DateJul 10, 2018
Instrument280605
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 9, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$728,280 (+2%) Land $468,180 Building $260,100
2025$9,175.00 (+3.47%)$714,000 (+19.34%) Land $459,000 Building $255,000
2024$8,867.00 (+17.03%)
2023$7,577.00 (-2.58%)$598,286 Land $310,937 Building $287,349
2022$7,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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