1501 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1501 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1984
Lot Size	0.147 acres (6,411 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Jan 1984)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`579-357-05-00`

Property Details

APN / Parcel Number

Primary APN	`579-357-05-00`
Alternative APN	`5790534200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,411 sqft (0.147 acres)
Lot Dimensions	135 ft deep x 50 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5790534200
Street Address	1501 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 29 LOT 7 ALLEY CLSD ADJ& TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	29
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1013
Census Tract	13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
May 16, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2019	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAP
Jan 23, 2018	Affidavit of Death, Transfer · VA Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 1984 · Amount on Record
Deed Sale	Jan 24, 1984 · Amount on Record
Deed Document Number	198427031
Last Transfer Date	Dec 14, 2017
Transfer Doc	0000026407
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2026
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Document Number	0000142452
Instrument Date	May 13, 2026
Instrument	2026142452
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	0000142452,
Date	May 19, 2026
Instrument	2026142452

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	0000258395
Date	Sep 18, 2025
Instrument	2025-0258395

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	0000128311
Date	May 16, 2023
Instrument	2023-0128311

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103300
Date	Feb 28, 2020
Instrument	2020-0103300

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	0000644977
Date	Oct 22, 2020
Instrument	2020-0644977

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Document Number	0000123159
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE SPRING VALLEY CA 919774357, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	0000123159
Date	Apr 5, 2019
Instrument	123159

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2018
Property Address	1501 RAMONA AVE, SPRING VALLEY, CA 91977-4357
Document Number	0000026407
Instrument Date	Dec 14, 2017
Instrument	26407
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RAMONA AVE SPRING VALLEY CA 919774357, SPRING VALLEY, CA 91977-4357

Mortgage

Document Number	26408
Date	Jan 23, 2018
Instrument	26408

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$157,389 (+2%) Land $50,691 Building $106,698
2025	$2,483.00 (+9.72%) Homeowner's exemption	$154,304 (+4.04%) Land $49,698 Building $104,606
2023	$2,263.00 (+2.31%) Homeowner's exemption	$148,314 Land $47,769 Building $100,545
2022	$2,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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