1514 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1514 E 13th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,116 sqft · built 1920
Lot Size	0.159 acres (6,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Aug 2014)
Tax Bill	$657 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O F 023`

Property Details

APN / Parcel Number

Primary APN	`146O F 023`
Alternative APN	`0000077164`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,936 sqft (0.159 acres)
Lot Dimensions	132 ft deep x 52.3 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077164
Street Address	1514 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 58 BLK 6 FORT & PORTER ADDN PB T7 PG 519
Legal Subdivision	FORT & PORTER ADDN
Legal Block	6
Legal Lot Number	58
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1048
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5765 N LONGVIEW AVE, PORTLAND, OR 97227
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2014 · Amount on Record
Deed Sale	Aug 27, 2014 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	2014159
Deed Book / Page	10289 / 654
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1514 E 13TH ST, CHATTANOOGA, TN 37404-4202
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000071
Date	Aug 12, 2021
Book Page	12606/1
Instrument	2021081200071

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00 (-1%)	$43,350 (+32.77%)	$173,400 (+32.77%) Land $70,000 Building $103,400
2024	$730.00	$32,650 (-)	$130,600 (-) Land $40,000 Building $90,600
2023	$730.00	$32,650 (-)	$130,600 (-) Land $40,000 Building $90,600
2022	$730.00	$32,650	$130,600 Land $40,000 Building $90,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20