1511 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1511 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,558 sqft · built 1930
Lot Size0.145 acres (6,325 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (May 2023)
Tax Bill$635 (2025)
Deeds & MortgagesNov 2024 Mortgage
May 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN146O G 011

Property Details

APN / Parcel Number

Primary APN146O G 011
Alternative APN
  • 0000077183

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,558 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1946
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,325 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000077183
Street Address1511 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 12 BLK 19 MRS I W HENDERSONS ADDN PB 2 PG 46
Legal SubdivisionHENDERSONS I W
Legal Block19
Legal Lot Number12
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1049
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1215 WHITE SANDS DR, SAN MARCOS, CA 92078-5488
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 25, 2023Warranty Deed, Transfer
PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
May 26, 2023Warranty Deed, Transfer · Construction Mortgage
WILDCAT LENDING FUND TWO LP
Mar 28, 2017Warranty Deed, Transfer · Conventional with PMI
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleMay 25, 2023 · Amount on Record
Deed Document Number2023222
Deed Book / Page13301 / 615
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000102
DateNov 5, 2024
Book Page13752/855
Instrument2024110500102
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 25, 2023
Property Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203
Document Number0000000066
Book / Page13299 / 498
Map ReferenceMB 2 PG 46
Instrument DateMay 17, 2023
Instrument2023052500066
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$314.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2023
Property Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203
Document Number0000000222
Book / Page13301 / 615
Map ReferenceMB 2 PG 46
Instrument DateMay 17, 2023
Instrument2023052600222
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$573.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2601 ADMIRAL DR # 23451, 23451, VIRGINIA BEACH, VA 23451-1755

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1215 WHITE SANDS DR, SAN MARCOS, CA 92078-5488

Mortgage

Document Number0000000223
DateMay 26, 2023
Book Page13301/619
Instrument2023052600223
Lender
NameWILDCAT LENDING FUND TWO LP
AddressPLANO, TX 75093
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueNov 16, 2023

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 28, 2017
Property Address1511 E 13TH ST, CHATTANOOGA, TN 37404-4203
Document Number0000000070
Book / Page011009 / 000200
Instrument DateMar 24, 2017
Instrument70
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1516 VANCE AVE CHATTANOOGA TN 374043429, CHATTANOOGA, TN 37404-3429

Mortgage

Document Number71
DateMar 28, 2017
Book Page011009/000202
Instrument71
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (+6.72%)$41,900 (+57.52%)$167,600 (+57.52%) Land $70,000 Building $97,600
2024$595.00$26,600 (-)$106,400 (-) Land $40,000 Building $66,400
2023$595.00$26,600 (-)$106,400 (-) Land $40,000 Building $66,400
2022$595.00$26,600$106,400 Land $40,000 Building $66,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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