1513 Union Rd, Matthews, NC 28104 Property Records

Union County property record for 1513 Union Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1975
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (May 2023)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-321-003`

Property Details

APN / Parcel Number

Primary APN	`08-321-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	1,155 sqft
1st Floor Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Carport
Garage Area	284 sqft
Carport	Carport
Carport Area	284 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1513 UNION RD
City	MATTHEWS
State	NC
Zip	28104-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 STALL
Legal Description	#2 OPCO873
Legal Subdivision	COURTYARDS ON LAWYERS ROAD
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1513 UNION RD, MATTHEWS, NC 28104-3282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 4, 2019	Warranty Deed, Transfer KENT T & KYRA A GUNN
Nov 30, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	202311245
Deed Book / Page	8707 / 322
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1513 UNION RD, MATTHEWS, NC 28104-3282
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 UNION RD, MATTHEWS, NC 28104-3282

Mortgage

Document Number	0009338759
Date	Mar 31, 2026
Book Page	9338/759
Instrument	8465

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1513 UNION RD, MATTHEWS, NC 28104-3282
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8254139
Date	Sep 23, 2021
Book Page	8254/139
Instrument	45357

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 4, 2019
Property Address	1513 UNION RD, MATTHEWS, NC 28104-3282
Document Number	7532379
Book / Page	007532 / 000379
Instrument Date	Dec 3, 2019
Instrument	37927
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 UNION RD MATTHEWS NC 281043282, MATTHEWS, NC 28104-3282

Mortgage

Document Number	7532383
Date	Dec 4, 2019
Book Page	007532/000383
Instrument	37928

Lender

Name	KENT T & KYRA A GUNN
Address	1122 TRULL HINSON RD, WINGATE, NC 28174-9640
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2034

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 30, 2018
Property Address	1513 UNION RD, MATTHEWS, NC 28104-3282
Document Number	0007277489
Book / Page	7277 / 489
Instrument Date	Nov 30, 2018
Instrument	0033199
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 UNION RD, 1513, MATTHEWS, NC 28104-3282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STONEHENGE PKWY, DUBLIN, OH 43017-7572

Mortgage

Document Number	0000033202
Date	Nov 30, 2018
Instrument	0033202

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,000 (-) Land $81,700 Building $193,300	$275,000 (-) Land $81,700 Building $193,300
2025	$1,898.00 (+33.29%)	$275,000 (+57.96%) Land $81,700 Building $193,300	$275,000 (+57.96%) Land $81,700 Building $193,300
2023	$1,424.00	$174,100 Land $40,000 Building $134,100	$174,100 Land $40,000 Building $134,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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