1513 Lance St, Bowie, TX 76230 Property Records

Montague County property record for 1513 Lance St, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	2,776 sqft · built 2008
Lot Size	0.312 acres (13,600 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Feb 2023)
Tax Bill	$10,244 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R000001861`

Property Details

APN / Parcel Number

Primary APN	`R000001861`
Alternative APN	`10140.0004.0017.0000`

Interior

Building Area	2,776 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	13,600 sqft (0.312 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	562 sqft

Location & Zoning

Account Number	10140.0004.0017.0000
Street Address	1513 LANCE ST
City	BOWIE
State	TX
Zip	76230-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 17R BLOCK 4 NORTH PARK S/D
Legal Subdivision	NORTH PARK S/D
Legal Block	4
Legal Lot Number	17R
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	3
Census Block	3002
Census Tract	950501

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1513 LANCE ST, BOWIE, TX 76230-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 22, 2023	Intrafamily Transfer, Transfer
Nov 17, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 4, 2018	Vendor's Lien, Transfer · FHA Mortgage PRIMEWEST MORTGAGE CORP
Mar 9, 2017	Vendor's Lien, Transfer · Construction Mortgage
Mar 9, 2017	Vendor's Lien, Transfer · ARM LEGEND BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	2023680
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LANCE ST, BOWIE, TX 76230-2619

Mortgage

Document Number	0002400263
Date	Jan 18, 2024
Instrument	2400263

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LANCE ST, BOWIE, TX 76230-2619

Mortgage

Document Number	0002302250
Date	Jun 1, 2023
Instrument	2302250

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2063

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTAGUE TX
Recording Date	Feb 22, 2023
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Document Number	0002300680
Map Reference	VOL 10 PG 286
Instrument Date	Jan 23, 2023
Instrument	2300680
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 S COLLEGE AVE, HOLLIDAY, TX 76366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1513 LANCE ST, BOWIE, TX 76230-2619

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LANCE ST, BOWIE, TX 76230-2619

Mortgage

Document Number	0002206155
Date	Nov 17, 2022
Instrument	2206155

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jul 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LANCE ST, BOWIE, TX 76230-2619

Mortgage

Document Number	0002200363
Date	Jan 20, 2022
Instrument	2200363

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jul 1, 2048

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Jun 4, 2018
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Document Number	1802426
Map Reference	VOL 10 PG 286
Instrument Date	Jun 1, 2018
Instrument	1802426
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 LANCE ST, 1513, BOWIE, TX 76230-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LANCE ST, BOWIE, TX 76230-2619

Mortgage

Document Number	1802427
Date	Jun 4, 2018
Instrument	1802427

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Mar 9, 2017
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Document Number	1700938
Map Reference	VOL 606 PG 449
Instrument Date	Mar 8, 2017
Instrument	1700938
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 LANCE ST, 1513, BOWIE, TX 76230-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 N PARK DR, BOWIE, TX 76230-2618

Mortgage

Document Number	, 1700939
Date	Mar 9, 2017
Instrument	1700939

Lender

Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	Prime Rate
Max Rate	10.3%

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Mar 9, 2017
Property Address	1513 LANCE ST, BOWIE, TX 76230-2619
Document Number	1700938
Map Reference	VOL 606 PG 449
Instrument Date	Mar 8, 2017
Instrument	1700938
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 LANCE ST, 1513, BOWIE, TX 76230-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 N PARK DR, BOWIE, TX 76230-2618

Mortgage

Document Number	1700939
Date	Mar 9, 2017
Instrument	1700939

Lender

Name	LEGEND BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	Prime Rate
Max Rate	10.3%

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,244.00 (+371.86%) Homeowner's exemption	$543,160 (-0.73%) Land $19,220 Building $523,940	$543,160 (-0.73%) Land $19,220 Building $523,940
2025	$2,171.00 (+43.68%) Homeowner's exemption	$547,130 (+34.27%) Land $19,220 Building $527,910	$547,130 (+34.27%) Land $19,220 Building $527,910
2023		$407,480 Land $19,220 Building $388,260	$407,480 Land $19,220 Building $388,260
2022	$1,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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