1510 Lance St, Bowie, TX 76230 Property Records

Montague County property record for 1510 Lance St, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	2,232 sqft · built 2010
Owner	Individual Name on Record
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000001872`

Property Details

APN / Parcel Number

Primary APN	`R000001872`
Alternative APN	`10140.0005.0006.0000`

Interior

Building Area	2,232 sqft Total Area
Gross Area	3,310 sqft

Exterior

Year Built	Built 2010
Garage Area	528 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	444 sqft

Location & Zoning

Account Number	10140.0005.0006.0000
Old Parcel Number	10140.0005.0006.0000
Street Address	1510 LANCE ST
City	BOWIE
State	TX
Zip	76230-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6R; BLOCK 5; NORTH PARK S/D
Legal Subdivision	NORTH PARK S/D
Legal Block	5
Legal Lot Number	6R
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	3
Census Block	3003
Census Tract	950501

Owner

Source: Montague County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1510 LANCE ST, BOWIE, TX 76230-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Vendor's Lien, Transfer FIRST NATIONAL BANK
Oct 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Mar 27, 2018	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020
Deed Sale	Nov 10, 2020
Prior Sale	Oct 16, 2020
Deed Document Number	2004993
Record Updated	Jun 8, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Nov 10, 2020
Property Address	1510 LANCE ST, BOWIE, TX 76230-2600
Document Number	0002004993
Map Reference	VOL 10 PG 308
Instrument Date	Oct 9, 2020
Instrument	2004993
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 LANCE ST, BOWIE, TX 76230-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 PRESTON ST, BOWIE, TX 76230-2805

Mortgage

Date	Nov 10, 2020

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Oct 16, 2020
Property Address	1510 LANCE ST, BOWIE, TX 76230-2600
Document Number	2004519
Map Reference	VOL 606 PG 449
Instrument Date	Oct 9, 2020
Instrument	2004519
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 LANCE ST, 1510, BOWIE, TX 76230-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 PRESTON ST, BOWIE, TX 76230-2805

Mortgage

Document Number	2004520
Date	Oct 16, 2020
Instrument	2004520

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Mar 27, 2018
Property Address	1510 LANCE ST, BOWIE, TX 76230-2600
Document Number	1801214
Map Reference	VOL 606 PG 449
Instrument Date	Mar 23, 2018
Instrument	1801214
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 LANCE ST, BOWIE, TX 76230-2600

Mortgage

Document Number	1801215
Date	Mar 27, 2018
Instrument	1801215

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Montague County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+19.26%) Homeowner's exemption	$412,630 (+27.95%) Land $12,810 Building $399,820	$412,630 (+27.95%) Land $12,810 Building $399,820
2023		$322,490 Land $12,810 Building $309,680	$322,490 Land $12,810 Building $309,680
2022	$1,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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