Osceola County property record for 1513 Jersey Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,355 sqft · built 1984 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Oct 2022) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79092 |
| Primary APN | 79092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,355 sqft Heated Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 1,355 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 299 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 195 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79092 |
|---|---|
| Street Address | 1513 JERSEY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 310 LOTS 19 & 20 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 310 |
| Legal Lot Number | 19 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 43400 |
Source: Osceola County records · APN 79092
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 199 LAFAYETTE ST, NEW YORK, NY 10012-4279 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Oct 12, 2022 | Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TTL CO STEPH |
| Apr 14, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Apr 14, 2020 · Amount on Record |
| Deed Document Number | 2022151648 |
| Deed Book / Page | 6298 / 1866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Document Number | 0061202035 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6120/2035 |
| Instrument | 2022000361 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Document Number | 0062981866 |
| Book / Page | 6298 / 1866 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022151648 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TTL CO STEPH |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Name | Verified Name |
|---|---|
| Address | 32 MERCER ST, NEW YORK, NY 10013-2518 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 14, 2020 |
| Property Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Document Number | 0057072927 |
| Book / Page | 5707 / 2927 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Apr 08, 2020 |
| Instrument | 2020050820 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 5TH ST, 3800, SAINT CLOUD, FL 34769-2024 |
| Name | Verified Name |
|---|---|
| Address | 1513 JERSEY AVE, SAINT CLOUD, FL 34769-4248 |
| Document Number | 0057072928 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 5707/2928 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 (+12.21%) | $236,500 (+12.89%) Land $46,800 Building $189,700 | $236,500 (+12.89%) Land $46,800 Building $189,700 |
| 2023 | $3,776.00 (+94,3%) | $209,500 (+17.96%) Land $42,500 Building $167,000 | $209,500 (+17.96%) Land $42,500 Building $167,000 |
| 2022 | $4.00 Additional exemption filed | $177,600 Land $35,100 Building $142,500 | $177,600 Land $35,100 Building $142,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 470 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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