1513 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1513 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,748 sqft · built 2014
Lot Size	0.113 acres (4,930 sqft)
Owner	Individual Name on Record
Last Sale	$239,370 (Sep 2026)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`994-01016-070`

Property Details

APN / Parcel Number

Primary APN	`994-01016-070`
Alternative APN	`364841`

Interior

Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,930 sqft (0.113 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	130 sqft

Location & Zoning

Street Address	1513 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GREEN SUBD, BLOCK 16, LOT 7, PHASE 5
Legal Subdivision	THE GREEN SUBD
Legal Phase	5
Legal Block	16
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8439 SHORTHORN DR, BILLINGS, MT 59106-9502
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Feb 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 2, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Oct 24, 2018	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	20261598501
Deed Book / Page	6110 / 631
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	004497/349
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Sep 18, 2026
Property Address	1513 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	0001598501
Book / Page	6110 / 631
Instrument Date	Sep 15, 2026
Instrument	20261598501
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8439 SHORTHORN DR, BILLINGS, MT 59106-9502

Mortgage

Document Number	0001598501,
Date	Sep 18, 2026
Book Page	6110/634
Instrument	20261598501

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1513 ANN HARBOR ST, LAREDO, TX 78045-8946
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005601/356
Date	Feb 13, 2024
Book Page	5601/356
Instrument	1521854

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1513 ANN HARBOR ST, LAREDO, TX 78045-8946
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004716/481
Date	Jan 2, 2020
Book Page	4716/481
Instrument	1380753

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 24, 2018
Property Address	1513 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	004497/349
Book / Page	4497 / 349
Map Reference	VOL 26 PG 81
Instrument Date	Oct 22, 2018
Instrument	1342963
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	0001342964
Date	Oct 24, 2018
Instrument	1342964

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,896 (+9.79%) Land $47,476 Building $259,420	$306,896 (+9.79%) Land $47,476 Building $259,420
2025	$1,414.00 (-19.89%) Homeowner's exemption	$279,540 (+2.87%) Land $47,476 Building $232,064	$279,540 (+2.87%) Land $47,476 Building $232,064
2024	$1,765.00 (+9.76%)
2023		$271,743 Land $31,355 Building $240,388	$271,743 Land $31,355 Building $240,388
2022	$1,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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