1509 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1509 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,858 sqft · built 2013
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,100 (Oct 2020)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`994-01016-050`

Property Details

APN / Parcel Number

Primary APN	`994-01016-050`
Alternative APN	`364839`

Interior

Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Patio Area	66 sqft
Balcony Area	66 sqft

Location & Zoning

Street Address	1509 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GREEN SUBD, BLOCK 16, LOT 5, PHASE 5
Legal Subdivision	THE GREEN SUBD
Legal Phase	5
Legal Block	16
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 22, 2020	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Jun 18, 2019	Vendor's Lien, Transfer · VA Mortgage SFMC LP
Mar 18, 2019	Special Warranty Deed, Transfer BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE
Dec 21, 2018	Trustee's Deed, Foreclosure ALAW TX TITLE DOCUMENTS, ALAW TEXAS TITLE DOCUMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	20201407929
Deed Book / Page	4886 / 722
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	004524/358
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jun 24, 2026
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	0001591083
Book / Page	6063 / 142
Instrument Date	Jun 9, 2026
Instrument	20261591083
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	0001591083,
Date	Jun 24, 2026
Book Page	6063/142
Instrument	20261591083

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Nov 1, 2050

Interest

Rate	6.36%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	005519/678
Date	Aug 24, 2023
Book Page	5519/678
Instrument	1508702

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Nov 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	005362/597
Date	Oct 19, 2022
Book Page	5362/597
Instrument	1482458

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2050

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 22, 2020
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	004886/722
Book / Page	4886 / 722
Map Reference	VOL 26 PG 81
Instrument Date	Oct 15, 2020
Instrument	1407929
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	0001407930
Date	Oct 22, 2020
Instrument	1407930

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 18, 2019
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	004616/126
Book / Page	4616 / 126
Map Reference	VOL 26 PG 81
Instrument Date	Jun 14, 2019
Instrument	1363635
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946

Mortgage

Document Number	0001363636
Date	Jun 18, 2019
Instrument	1363636

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 18, 2019
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	004566/321
Book / Page	4566 / 321
Map Reference	VOL 26 PG 81
Instrument Date	Feb 21, 2019
Instrument	1355008
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8757 AUGUSTA LOOP, LAREDO, TX 78045-7527

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Dec 21, 2018
Property Address	1509 ANN HARBOR ST, LAREDO, TX 78045-8946
Document Number	004524/358
Book / Page	4524 / 358
Map Reference	VOL 26 PG 81
Instrument Date	Dec 12, 2018
Instrument	1347856
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022
Title Company	ALAW TX TITLE DOCUMENTS, ALAW TEXAS TITLE DOCUMENTS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FC 425 PHILLIPS BOULEVARD, EWING, NJ
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,875 (+9.25%) Land $47,187 Building $192,688	$239,875 (+9.25%) Land $47,187 Building $192,688
2025	$1,111.00 (-19.61%)	$219,569 (+4.81%) Land $47,187 Building $172,382	$219,569 (+4.81%) Land $47,187 Building $172,382
2024	$1,382.00 (+8.14%)
2023		$209,494 Land $31,164 Building $178,330	$209,494 Land $31,164 Building $178,330
2022	$1,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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