1513 2nd St, Charleston, IL 61920 Property Records

Coles County property record for 1513 2nd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,872 sqft · built 1923
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Feb 2024)
Tax Bill	$3,560 (2020)
Deeds & Mortgages	Apr 2024 Transfer Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-07172-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07172-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Base Area
1st Floor Area	1,872 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1513 2ND ST
City	CHARLESTON
State	IL
Zip	61920-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S1/2 OF LOT 28 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	28
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2019
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1513 2ND ST, CHARLESTON, IL 61920-3311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Transfer on Death Deed, Transfer
Feb 7, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	2024810631
Last Transfer Date	Apr 2, 2024
Transfer Doc	0000811372
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLES IL
Recording Date	Apr 3, 2024
Property Address	1513 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202400811372
Map Reference	MB 1 PG 122
Instrument Date	Apr 2, 2024
Instrument	202400811372
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 2ND ST, CHARLESTON, IL 61920-3311

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 7, 2024
Property Address	1513 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202400810631
Map Reference	MB 1 PG 122
Instrument Date	Feb 7, 2024
Instrument	202400810631
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5284 LINCOLN HIGHWAY RD, CHARLESTON, IL 61920-8039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 2ND ST, CHARLESTON, IL 61920-3311

Mortgage

Document Number	202400810632
Date	Feb 7, 2024
Instrument	202400810632

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.12%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 7, 2023
Property Address	1513 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202300807476
Instrument Date	Jun 30, 2023
Instrument	202300807476
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5284 LINCOIN HIGHWAY ROAD, CHARLESTON, IL 61920-8039

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,726 (+20.67%) Land $3,094 Building $38,632	$125,178 (+20.67%) Land $9,282 Building $115,896
2023		$34,579 (+1.68%) Land $2,564 Building $32,015	$103,737 (+1.68%) Land $7,692 Building $96,045
2022		$34,008 Land $2,522 Building $31,486	$102,024 Land $7,566 Building $94,458
2020	$3,560.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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