1510 2nd St, Charleston, IL 61920 Property Records

Coles County property record for 1510 2nd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 675 sqft · built 1975
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Sep 2024)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Oct 2022 Sale Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07178-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07178-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	675 sqft Base Area
1st Floor Area	675 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	1510 2ND ST
City	CHARLESTON
State	IL
Zip	61920-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S1/2 OF LOT 32 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	32
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2018
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	426 S BEECH ST, ARTHUR, IL 61911-1281
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Land Contract, Transfer ATTORNEY ONLY, ATTORNEY
Sep 6, 2024	Warranty Deed, Transfer FIRST FEDERAL SAVINGS & LOAN ASSOCI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	2024813619
Record Updated	Sep 20, 2026

October 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	COLES IL
Recording Date	Oct 14, 2022
Property Address	1510 2ND ST, CHARLESTON, IL 61920-3310
Document Number	202200803707
Map Reference	MB 1 PG 122
Instrument Date	Oct 14, 2022
Instrument	202200803707
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Sep 6, 2024
Property Address	1510 2ND ST, CHARLESTON, IL 61920-3310
Document Number	202400813619
Map Reference	MB 1 PG 122
Instrument Date	Oct 14, 2022
Instrument	202400813619
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S BEECH ST, ARTHUR, IL 61911-1281
Investor	Possibly a Property Investor

Mortgage

Document Number	202400813620
Date	Sep 6, 2024
Instrument	202400813620

Lender

Name	FIRST FEDERAL SAVINGS & LOAN ASSOCI

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2044

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,741.00	$23,913 (+20.67%) Land $3,081 Building $20,832	$71,739 (+20.67%) Land $9,243 Building $62,496
2023		$19,817 (+1.68%) Land $2,553 Building $17,264	$59,451 (+1.68%) Land $7,659 Building $51,792
2022		$19,490 Land $2,511 Building $16,979	$58,470 Land $7,533 Building $50,937

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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