15121 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15121 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,253 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2270003800`

Property Details

APN / Parcel Number

Primary APN	`S2270003800`
Alternative APNs	`00.2270.0003.0038.00.06.00` `R72408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,228 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,724 sqft
2nd Floor Area	504 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R72408
Old Parcel Number	S2270003800
Street Address	15121 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK C, LOT 38
Legal Subdivision	LONGSPUR ESTATES
Legal Block	C
Legal Lot Number	38
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15121 SADDLE RIDGE CIR, TERRELL, TX 75160-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 21, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 8, 2017	Warranty Deed, Transfer · VA Mortgage NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017
Deed Sale	Mar 8, 2017
Deed Document Number	2017-0005004
Deed Book / Page	5281 / 494
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15121 SADDLE RIDGE CIR, TERRELL, TX 75160-1003
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072060127
Date	Sep 10, 2021
Book Page	7206/127
Instrument	2021-0037112

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15121 SADDLE RIDGE CIR, TERRELL, TX 75160-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CLEARING & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055430019
Date	Dec 21, 2017
Book Page	5543/019
Instrument	2017-0029579

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Mar 8, 2017
Property Address	15121 SADDLE RIDGE CIR, TERRELL, TX 75160-1003
Document Number	0052810494
Book / Page	005281 / 000494
Instrument Date	Mar 7, 2017
Instrument	5004
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15121 SADDLE RIDGE CIR TERRELL TX 751601003, TERRELL, TX 75160-1003

Mortgage

Document Number	52810498
Date	Mar 8, 2017
Book Page	005281/000498
Instrument	5005

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,070 (-17.01%) Land $95,000 Building $283,070	$378,070 (-17.01%) Land $95,000 Building $283,070
2024	$3,253.00 (+0.87%)
2023	$3,225.00 (-32.87%) Homeowner's exemption Senior Citizen's exemption	$455,551 Land $80,000 Building $375,551	$455,551 Land $80,000 Building $375,551
2022	$4,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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