Kootenai County property record for 15121 S Fern Loop, Harrison, ID 83833
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 600 sqft · built 1947 |
| Lot Size | 0.803 acres (35,022 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48N04W010180 |
| Primary APN | 48N04W010180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 600 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 35,022 sqft (0.803 acres) |
| Lot Width | 100 ft Width |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Boat Lift | Boat Lift |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Account Number | 116782 |
|---|---|
| Street Address | 15121 S FERN LOOP |
| City | HARRISON |
| State | ID |
| Zip | 83833-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAX #3391 0148N04W |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 1902 |
15121 S Fern Loop is held in a trust since May 2025.
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11425 BROADVIEW DR, MOORPARK, CA 93021-2734 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2025 |
| Deed Sale | May 29, 2025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 15121 S FERN LOOP, HARRISON, ID 83833-8741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 11425 BROADVIEW DR, MOORPARK, CA 93021-2734 |
| Document Number | 3028465000 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 3028465000 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 15121 S Fern Loop was $3,245, up 18.5% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Kootenai Joint School District 274 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,245.00 (+18.47%) | $952,660 Land $831,600 Building $121,060 | $952,660 Land $831,600 Building $121,060 |
| 2024 | $2,739.00 (+3.09%) | ||
| 2023 | $2,657.00 (+4.48%) | $772,980 (+0.9%) Land $648,000 Building $124,980 | $772,980 (+0.9%) Land $648,000 Building $124,980 |
| 2022 | $2,543.00 | $766,060 Land $648,990 Building $117,070 | $766,060 Land $648,990 Building $117,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15121 S Fern Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15121 S Fern Loop is moderate, ranking above 51% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wind Wireless Fixed Wireless | 100 / 20 |
May also be available: Intermax Networks, Red Spectrum Communications, T-Mobile, Wired or Wireless.
5G and 4G LTE (outdoors only)
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