Kootenai County property record for 14973 S Fern Loop, Harrison, ID 83833
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 688 sqft · built 1939 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48N04W010370 |
| Primary APN | 48N04W010370 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 688 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Width | 75.3 ft Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 30 sqft |
| Cabin | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 144098 |
|---|---|
| Street Address | 14973 S FERN LOOP |
| City | HARRISON |
| State | ID |
| Zip | 83833-8846 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | TAX#25704 [IN N2] 0148N04W |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 1902 |
14973 S Fern Loop, a residential property, is held in a trust since November 2022.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 745 CHERRY DR, OREM, UT 84058-6004 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2022 |
| Deed Sale | Nov 28, 2022 |
| Deed Document Number | 2747699000 |
| Prior Transfer Date | Apr 24, 2020 |
| Prior Transfer Doc | 2747699000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Apr 24, 2020 |
| Property Address | 14973 S FERN LOOP, HARRISON, ID 83833-8846 |
| Document Number | 2747699000 |
| Map Reference | DOC 2185903000 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 2747699000 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 745 SOUTH CHERRY DRIVE, PROVO, UT 84604 |
| Document Number | 2747700000 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2747700000 |
| Name | ROCK CANYON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 14973 S Fern Loop was $2,880, up 19.6% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Kootenai Joint School District 274 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 (+19.6%) | $840,076 Land $686,106 Building $153,970 | $840,076 Land $686,106 Building $153,970 |
| 2024 | $2,408.00 (+3.08%) | ||
| 2023 | $2,336.00 (+12.9%) | $674,096 (+9.67%) Land $542,376 Building $131,720 | $674,096 (+9.67%) Land $542,376 Building $131,720 |
| 2022 | $2,069.00 | $614,645 Land $543,205 Building $71,440 | $614,645 Land $543,205 Building $71,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14973 S Fern Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14973 S Fern Loop is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wind Wireless Fixed Wireless | 100 / 20 |
May also be available: Red Spectrum Communications.
4G LTE (outdoors only), no 5G reported
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