1512 S River Rd, Lavaca, AR 72941 Property Records

Sebastian County property record for 1512 S River Rd, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,196 sqft · built 1987
Lot Size	4.26 acres (185,566 sqft)
Owner	2 Company Names on File
Last Sale	$398,900 (Nov 2022)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60001-0000-02263-01`

Property Details

APN / Parcel Number

Primary APN	`60001-0000-02263-01`
Alternative APN	`56116`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,748 sqft
Upper Floors Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	185,566 sqft (4.26 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	330 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	108 sqft
Porch	Open Porch
Porch Area	195 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56116
Street Address	1512 S RIVER RD
City	LAVACA
State	AR
Zip	72941-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE
Legal Range	30
Legal Township	08
Legal Section	33
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2062
Census Tract	10101

Owner

Source: Sebastian County records · APN 60001-0000-02263-01

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1512 S RIVER RD, LAVACA, AR 72941-4201
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage ARMSTRONG BANK
Jul 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage ARMSTRONG BANK
Sep 02, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	2022G27602
Last Transfer Date	Aug 23, 2024
Transfer Doc	0202417322
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Nov 18, 2022
Property Address	1512 S RIVER RD, LAVACA, AR 72941-4201
Document Number	2022G27602
Instrument Date	Nov 17, 2022
Instrument	2022G-27602
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 OLD CHISMVILLE RD, 3009, GREENWOOD, AR 72936-6903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1512 S RIVER RD, LAVACA, AR 72941-4201

Mortgage

Document Number	2022G27603
Date	Nov 18, 2022
Instrument	2022G-27603

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2027
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Max Rate	11.2%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1512 S RIVER RD, LAVACA, AR 72941-4201
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018G15613
Date	Jul 13, 2018
Instrument	2018G-15613

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1512 S RIVER RD, LAVACA, AR 72941-4201
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019G14386
Date	Jul 10, 2019
Instrument	2019G-14386

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 02, 2020
Property Address	1512 S RIVER RD, LAVACA, AR 72941-4201
Document Number	2020G20653
Instrument Date	Aug 31, 2020
Instrument	2020G-20653
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 S RIVER RD, LAVACA, AR 72941-4201

Mortgage

Document Number	2020G20655
Date	Sep 02, 2020
Instrument	2020G-20655

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Sebastian County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+28.02%) Homeowner's exemption	$83,175 (+95.75%) Land $11,557 Building $71,618	$415,875 (+95.75%) Land $57,785 Building $358,090
2023	$1,756.00 Homeowner's exemption	$42,490 Land $8,890 Building $33,600	$212,450 Land $44,450 Building $168,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 98.6% of Arkansas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Dobson Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 70 locations within half a mile of this property.

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