Adair County property record for 1512 Flat Rock Rd, Breeding, KY 42715
| Property Type | Mobile Home |
|---|---|
| Details | 980 sqft |
| Lot Size | 11.7 acres (510,523 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 2011) |
| Tax Bill | $25 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-00-00-008.11 |
| Primary APN | 010-00-00-008.11 |
|---|---|
| Alternative APN |
|
| Building Area | 980 sqft Living Area |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Exterior Material | Other |
| Roof Material | Metal |
| Lot Area | 510,523 sqft (11.7 acres) |
| Terrain | Rolling |
| Garage Area | 120 sqft |
| Driveway | Gravel Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Account Number | 15218 |
|---|---|
| Street Address | 1512 FLAT ROCK RD |
| City | BREEDING |
| State | KY |
| Zip | 42715-8407 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 11.72 ACRES+MOBILE HOME+BLDG |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | GRADYVILLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 970500 |
1512 Flat Rock Rd, a mobile home, is owned and occupied by an individual who bought it in July 2011.
Source: Adair County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 417, COLUMBIA, KY 42728-0417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on File |
| Deed Sale | Jul 28, 2011 · Amount on File |
| Deed Book / Page | 318 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 1512 FLAT ROCK RD, BREEDING, KY 42715-8407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 354/375 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 354/375 |
| Name | BANK OF COLUMBIA |
|---|---|
| Type | Bank |
| Address | COLUMBIA, KY 42728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1512 Flat Rock Rd was $25 with a homeowner's exemption.
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,100 (+51.54%) Land $2,400 Building $46,700 | $71,700 (+30.36%) Land $25,000 Building $46,700 | |
| 2025 | $25.00 Homeowner's exemption | $32,400 Land $2,400 Building $30,000 | $55,000 Land $25,000 Building $30,000 |
| 2023 | Homeowner's exemption | $32,400 Land $2,400 Building $30,000 | $55,000 Land $25,000 Building $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1512 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1512 Flat Rock Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DuoBroadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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