Adair County property record for 993 Flat Rock Rd, Breeding, KY 42715
| Property Type | Mobile Home |
|---|---|
| Details | 1,680 sqft · built 2012 |
| Lot Size | 16.1 acres (701,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Sep 2026) |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-00-00-010.00 |
| Primary APN | 017-00-00-010.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 701,316 sqft (16.1 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 160 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 20158 |
|---|---|
| Street Address | 993 FLAT ROCK RD |
| City | BREEDING |
| State | KY |
| Zip | 42715-8409 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 16.10 ACRES+DOUBLEWIDE+GARAGE |
| Legal Subdivision | COUNTRY GREEN II SUBDIVISION |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | GRADYVILLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970500 |
Source: Adair County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5585 KNIFLEY RD, COLUMBIA, KY 42728-8849 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Sep 2, 2026 | Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE |
| May 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 2026554797 |
| Deed Book / Page | 396 / 387 |
| Prior Transfer Date | Apr 13, 2009 |
| Prior Transfer Doc | 308/426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Recording Date | Sep 14, 2026 |
| Property Address | 993 FLAT ROCK RD, BREEDING, KY 42715-8409 |
| Document Number | 0000554935 |
| Book / Page | 447 / 37 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026554935 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | TECE TITLE SERVICES INC, TECE TITLE |
| Name | Verified Name |
|---|---|
| Address | 543 T P CUNDIFF RD, COLUMBIA, KY 42728-8248 |
| Document Number | 0000554935, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 447/37 |
| Instrument | 2026554935 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR KY |
| Recording Date | Sep 2, 2026 |
| Property Address | 993 FLAT ROCK RD, BREEDING, KY 42715-8409 |
| Document Number | 0000554797 |
| Book / Page | 396 / 387 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026554797 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,565.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5585 KNIFLEY RD, COLUMBIA, KY 42728-8849 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR KY |
| Recording Date | May 13, 2026 |
| Property Address | 993 FLAT ROCK RD, BREEDING, KY 42715-8409 |
| Document Number | 0000553506 |
| Book / Page | 394 / 271 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026553506 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2307 INDEPENDENCE RIDGE RD, BREEDING, KY 42715-8415 |
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,000 (+13.25%) Land $4,000 Building $90,000 | $135,000 (+23.85%) Land $45,000 Building $90,000 | |
| 2025 | $970.00 (+0.41%) | $83,000 (-) Land $83,000 | $109,000 (-) Land $109,000 |
| 2023 | $966.00 | $83,000 Land $83,000 | $109,000 Land $109,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DuoBroadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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