Burke County property record for 1512 Ferngully Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,592 sqft · built 2017 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Oct 2024) |
| Tax Bill | $3,653 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1785751206 |
| Primary APN | 1785751206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 2,632 sqft |
| Basement Area | 2,632 sqft |
| Unfinished Basement | 2,632 sqft |
| Flooring | Wood |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1512 FERNGULLY DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1512 FERNGULLY DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20202 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 18, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage QUICKEN LNS |
| Apr 20, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on Record |
| Deed Sale | Oct 22, 2024 · Amount on Record |
| Deed Document Number | 20249372 |
| Deed Book / Page | 2771 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025560179 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 2556/179 |
| Instrument | 2021008448 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 22, 2024 |
| Property Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Document Number | 0027710662 |
| Book / Page | 2771 / 662 |
| Instrument Date | Oct 22, 2024 |
| Instrument | 2024009372 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 JIM GRADY RD, MORGANTON, NC 28655-9055 |
| Name | Verified Name |
|---|---|
| Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Investor | Possibly a Property Investor |
| Document Number | 2024009373 |
|---|---|
| Date | Oct 22, 2024 |
| Instrument | 2024009373 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023990573 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 2399/0573 |
| Instrument | 2017027048 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 18, 2019 |
| Property Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Document Number | 0024250055 |
| Book / Page | 002425 / 000055 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 32328 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1512 FERNGULLY DR MORGANTON NC 286556486, MORGANTON, NC 28655-6486 |
| Document Number | 24250055 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 002425/000055 |
| Instrument | 32328 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1512 FERNGULLY DR, MORGANTON, NC 28655-6486 |
| Document Number | 0023440836 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1512 FERNGULLY DR MORGANTON NC 286556486, MORGANTON, NC 28655-6486 |
| Document Number | 0023440836 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 002344/000836 |
| Instrument | 15318 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,653.00 (+0.14%) | $560,072 (-) Land $41,853 Building $518,219 | $560,072 (-) Land $41,853 Building $518,219 |
| 2025 | $3,648.00 (-0.92%) | $560,072 (-0.29%) Land $41,853 Building $518,219 | $560,072 (-0.29%) Land $41,853 Building $518,219 |
| 2023 | $3,682.00 | $561,689 Land $41,853 Building $519,836 | $561,689 Land $41,853 Building $519,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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