1395 Ferngully Dr, Morganton, NC 28655 Property Records

Burke County property record for 1395 Ferngully Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,544 sqft · built 1979
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Feb 2016)
Tax Bill	$1,450 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785730869`

Property Details

APN / Parcel Number

Primary APN	`1785730869`
Alternative APN	`12397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	848 sqft
Finished Basement	848 sqft
Unfinished Basement	848 sqft
Flooring	Tile

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1395 FERNGULLY DR
City	MORGANTON
State	NC
Zip	28655-7014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1395 FERNGULLY DR MORGANTON, NC 28655
Legal Subdivision	JACK POTEET
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2002
Census Tract	20202

Owner

1395 Ferngully Dr is owned by an individual who bought it in February 2016.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 471, DREXEL, NC 28619-0471
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RTOCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2016 · Amount on File
Deed Sale	Feb 24, 2016 · Amount on File
Prior Sale	Jul 1, 2013 · Amount on File
Deed Document Number	20161428
Deed Book / Page	2224 / 656
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	0020050205
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 29, 2026
Property Address	1395 FERNGULLY DR, MORGANTON, NC 28655-7014
Document Number	0026004869
Book / Page	2875 / 519
Instrument Date	May 26, 2026
Instrument	202626004869
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 FERNGULLY DR, MORGANTON, NC 28655-7014
Investor	Possibly a Property Investor

Mortgage

Document Number	0026004869,
Date	May 29, 2026
Book Page	2875/519
Instrument	202626004869

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1395 FERNGULLY DR, MORGANTON, NC 28655-7014
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025820476
Date	Nov 5, 2021
Book Page	2582/476
Instrument	2021013369

Lender

Name	RTOCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 1395 Ferngully Dr was $1,450, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,450.00 (+0.35%)	$213,209 (-) Land $36,255 Building $176,954	$213,209 (-) Land $36,255 Building $176,954
2025	$1,445.00	$213,209 Land $36,255 Building $176,954	$213,209 Land $36,255 Building $176,954
2023	$1,452.00	$213,209 Land $36,255 Building $176,954	$213,209 Land $36,255 Building $176,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1395 Ferngully Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Ferngully Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferngully Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures