Kay County property record for 1512 E Central Ave, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1959 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2022) |
| Tax Bill | $1,215 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0540-00-001-008-0-000-00 |
| Primary APN | 0540-00-001-008-0-000-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 149 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4353 |
|---|---|
| Street Address | 1512 E CENTRAL AVE |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P C-FREEMAN SUB BLOCK 1 LOT 8 |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 26 |
| Legal Subdivision | FREEMAN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 300 |
Source: Kay County assessment roll, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OKLAHOMA |
| Apr 27, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF OKLAHOMA |
| Mar 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage RCB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Mar 13, 2018 · Amount on Record |
| Deed Document Number | I-2022-003290 |
| Deed Book / Page | 1903 / 643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Document Number | I2022006608 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 1915/78 |
| Instrument | I-2022-006608 |
| Name | FIRST NATIONAL BANK OF OKLAHOMA |
|---|---|
| Type | Bank |
| Address | PONCA CITY, OK 74604 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Apr 27, 2022 |
| Property Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Document Number | I2022003290 |
| Book / Page | 1903 / 643 |
| Instrument Date | Apr 26, 2022 |
| Instrument | I-2022-003290 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Document Number | I2022003291 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | I-2022-003291 |
| Name | FIRST NATIONAL BANK OF OKLAHOMA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Mar 13, 2018 |
| Property Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Document Number | 0000001803 |
| Book / Page | 1770 / 0708 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018-001803 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | STEWART ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1512 E CENTRAL AVE, PONCA CITY, OK 74604-5203 |
| Document Number | 0000001804 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018-001804 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Kay County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Municipality | Ponca City |
| Unified School District | Ponca City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,215.00 (-3.42%) | $12,708 (-4.33%) Land $1,404 Building $11,304 | $115,527 (-4.33%) Land $12,762 Building $102,765 |
| 2024 | $1,258.00 (-5.13%) | $13,283 (-3.4%) Land $1,404 Building $11,879 | $120,752 (-3.4%) Land $12,762 Building $107,990 |
| 2023 | $1,326.00 | $13,750 Land $1,404 Building $12,346 | $125,000 Land $12,762 Building $112,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Ponca, Oklahoma Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.
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