15118 Ely Ave, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15118 Ely Ave, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,539 sqft · built 2016
Lot Size	0.608 acres (26,462 sqft)
Owner	Individual Name on Record
Last Sale	$524,390 (Jan 2017)
Tax Bill	$9,308 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18303-01-120`

Property Details

APN / Parcel Number

Primary APN	`01-18303-01-120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,539 sqft Living Area
Gross Area	5,261 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	26,462 sqft (0.608 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15118 ELY AVE
City	SAINT PAUL
State	MN
Zip	55124-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORTLAND FOURTH ADDITION 12 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 1 BLK 3 CORTLAND 2ND ADDITION & OUTLOT A CORTLAND 6TH ADDITION
Legal Subdivision	CORTLAND FOURTH ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1002
Census Tract	60839

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15118 ELY AVE, SAINT PAUL, MN 55124-6623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Jan 19, 2017	Warranty Deed, Subdivision Related Transfer · ARM DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2017 · Amount on Record
Deed Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	20173173094
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	May 6, 2022
Property Address	15118 ELY AVE, APPLE VALLEY, MN 55124-6623
Document Number	0003538111
Instrument Date	Apr 18, 2022
Instrument	3538111
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15118 ELY AVE, APPLE VALLEY, MN 55124-6623

Mortgage

Document Number	0003538112
Date	May 6, 2022
Instrument	3538112

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 19, 2017
Property Address	15118 ELY AVE, APPLE VALLEY, MN 55124-6623
Document Number	0003173094
Instrument Date	Jan 18, 2017
Instrument	3173094
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	DHI TITLE OF MINNESOTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,730.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15118 ELY AVE, APPLE VALLEY, MN 55124-6623

Mortgage

Document Number	0003173095
Date	Jan 19, 2017
Instrument	3173095

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,308.00 (+24.81%)	$702,600 (+4.72%) Land $179,500 Building $523,100	$702,600 (+4.72%) Land $179,500 Building $523,100
2023	$7,458.00
2022		$670,900 Land $172,900 Building $498,000	$670,900 Land $172,900 Building $498,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Southeast MN Wifi.

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