15104 Ely Ave, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15104 Ely Ave, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,959 sqft · built 2017
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individuals on Record
Last Sale	$440,000 (Jul 2020)
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18303-01-140`

Property Details

APN / Parcel Number

Primary APN	`01-18303-01-140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	12,750 sqft (0.293 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15104 ELY AVE
City	SAINT PAUL
State	MN
Zip	55124-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORTLAND FOURTH ADDITION 14 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 1 BLK 3 CORTLAND 2ND ADDITION OUTLOT A CORTLAND 6TH ADDITION
Legal Subdivision	CORTLAND FOURTH ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1002
Census Tract	60839

Owner

Source: Dakota County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	15104 ELY AVE, SAINT PAUL, MN 55124-6623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Aug 22, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20203386404
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 27, 2020
Property Address	15104 ELY AVE, APPLE VALLEY, MN 55124-6623
Document Number	0003386404
Instrument Date	Jun 22, 2020
Instrument	3386404
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15104 ELY AVE, APPLE VALLEY, MN 55124-6623
Investor	Possibly a Property Investor

Mortgage

Document Number	0003386405
Date	Jul 27, 2020
Instrument	3386405

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 22, 2017
Property Address	15104 ELY AVE, APPLE VALLEY, MN 55124-6623
Document Number	0003208905
Instrument Date	Aug 21, 2017
Instrument	3208905
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	DHI TITLE OF MINNESOTA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,354.82
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15104 ELY AVE, SAINT PAUL, MN 55124-6623

Mortgage

Document Number	0003208906
Date	Aug 22, 2017
Instrument	3208906

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,104.00	$555,100 Land $179,500 Building $375,600	$555,100 Land $179,500 Building $375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Southeast MN Wifi.

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