15115 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 15115 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	3,308 sqft
Lot Size	1.54 acres (67,503 sqft)
Owner	Individual Name on Record
Tax Bill	$8,538 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-800-0030`

Property Details

APN / Parcel Number

Primary APN	`09-800-0030`

Interior

Building Area	3,308 sqft Total Area

Exterior

Lot Area	67,503 sqft (1.54 acres)
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	15115 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLKS 1 & 1A & LOTS 1 - 6 BLK19 EX HWY, & LOT 10 BLK 19 N OF HWY 169 &
Legal Range	27
Legal Township	42
Legal Section	03
Legal Subdivision	SANDUM'S VINELAND BAY
Legal Block	1,1A
Legal Lot Number	11-10
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2076
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15115 TWILIGHT RD, ONAMIA, MN 56359-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF MILACA
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRIDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2005
Transfer Doc	324585
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15115 TWILIGHT RD, ONAMIA, MN 56359-2213
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	@TITLE LLC, TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15115 TWILIGHT RD, ONAMIA, MN 56359-2213

Mortgage

Document Number	000A450161
Date	Feb 23, 2026
Instrument	A450161

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	May 1, 2031

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15115 TWILIGHT RD, ONAMIA, MN 56359-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A405158
Date	Mar 7, 2018
Instrument	A405158

Lender

Name	BRIDGEWATER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 7, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,538.00 (+2.62%)	$858,400 (+4.89%) Land $208,600 Building $649,800	$858,400 (+4.89%) Land $208,600 Building $649,800
2025		$818,400 (-6.07%) Land $208,600 Building $609,800	$818,400 (-6.07%) Land $208,600 Building $609,800
2023	$8,320.00	$871,300 Land $197,900 Building $673,400	$871,300 Land $197,900 Building $673,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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