14801 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 14801 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	600 sqft
Lot Size	0.985 acres (42,928 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2024)
Tax Bill	$2,574 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-215-0050`

Property Details

APN / Parcel Number

Primary APN	`09-215-0050`

Interior

Building Area	600 sqft Living Area

Exterior

Lot Area	42,928 sqft (0.985 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Location & Zoning

Street Address	14801 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	42
Legal Section	02
Legal Subdivision	DRIFTWOOD BEACH
Legal Block	1
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2071
Census Tract	970200

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14801 TWILIGHT RD, ONAMIA, MN 56359-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWESTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2024441543
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14801 TWILIGHT RD, ONAMIA, MN 56359
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A420740
Date	Nov 18, 2020
Instrument	A420740

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 24, 2018
Property Address	14801 TWILIGHT RD, ONAMIA, MN 56359
Document Number	000A408749
Instrument Date	Oct 2, 2018
Instrument	A408749
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	CYGNETURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 MEADOW LAKE RD SE, SAINT MICHAEL, MN 55376-9710

Mortgage

Document Number	000A408750
Date	Oct 24, 2018
Instrument	A408750

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,574.00 (+4.63%)
2025	$2,460.00 (-4.06%) Homeowner's exemption	$286,600 (+0.14%) Land $186,400 Building $100,200	$286,600 (+0.14%) Land $186,400 Building $100,200
2023	$2,564.00	$286,200 Land $177,200 Building $109,000	$286,200 Land $177,200 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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