15107 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15107 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,152 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$315,000 (May 2024)
Tax Bill$1,308 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1106-22-012.131

Property Details

APN / Parcel Number

Primary APN1106-22-012.131
Alternative APN
  • 120535

Interior

Full Baths2 Baths
Building Area2,152 sqft Adjusted Area
1st Floor Area1,815 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Deck Area420 sqft
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number120535
Street Address15107 E SHADOW CREEK DR
CityBILOXI
StateMS
Zip39532-8578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 116 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range10
Legal Township06
Legal Section22
Legal SubdivisionSHADOWCREEK SUBD PH 3
Legal Phase3
Legal Lot Number116
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1010
Census Tract3407

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15107 E SHADOW CREEK DR, BILOXI, MS 39532-8578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT COM LLC
Sep 25, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Deed Document Number2024-0002807-D-J2
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15107 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000176TJ2
DateJan 21, 2020
Instrument2020-00176-T-J2
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15107 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180002786TJ2
DateSep 25, 2018
Instrument2018-0002786-T-J2
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,308.00 (+95.22%) Homeowner's exemption Disabled Person's exemption$17,038 (+5.52%)$170,377 (+5.52%) Land $33,000 Building $137,377
2024$670.00 (-0.59%)
2023$674.00 (-0.88%) Homeowner's exemption$16,147$161,465 Land $33,000 Building $128,465
2022$680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 88% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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