15110 Larchmont St, Poway, CA 92064 Property Records

San Diego County property record for 15110 Larchmont St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,501 sqft · built 2024
Lot Size1.36 acres (59,677 sqft)
Owner2 Company Names on File
Last Sale$2,495,000 (Mar 2025)
Tax Bill$11,445 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Mar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN314-870-03-00

Property Details

APN / Parcel Number

Primary APN314-870-03-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,501 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area59,677 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address15110 LARCHMONT ST
CityPOWAY
StateCA
Zip92064-2652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 3 TR 016530
Legal SubdivisionPOWAY #16-005
Legal Tract016530
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract17054

Owner

15110 Larchmont St is owned by a company that bought it in March 2025.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address15110 LARCHMONT ST, POWAY, CA 92064-2652
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 14, 2025Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2025 · Amount on File
Deed SaleMar 14, 2025 · Amount on File
Deed Document Number202566182
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15110 LARCHMONT ST, POWAY, CA 92064-2652
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15110 LARCHMONT ST, POWAY, CA 92064-2652

Mortgage

Document Number0000026313
DateJan 30, 2026
Instrument2026-0026313
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueFeb 1, 2036

March 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 14, 2025
Property Address15110 LARCHMONT ST, POWAY, CA 92064-2652
Document Number0000066182
Map ReferenceMAP 16530
Instrument DateMar 12, 2025
Instrument2025-0066182
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address15110 LARCHMONT ST, POWAY, CA 92064-2652

Mortgage

Document Number0000066183
DateMar 14, 2025
Instrument2025-0066183
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.1%
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 15110 Larchmont St was $11,445.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,118,465 (+11.18%) Land $759,438 Building $359,027
2025$11,445.00$1,005,956 Land $84,896 Building $921,060
2023$968.00$81,600 Land $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15110 Larchmont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15110 Larchmont St is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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