15101 Larchmont St, Poway, CA 92064 Property Records

San Diego County property record for 15101 Larchmont St, Poway, CA 92064

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 4.5 ba · 3,761 sqft · built 2024
Lot Size	1.51 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$2,500,000 (Jun 2024)
Tax Bill	$28,836 (2025)
Deeds & Mortgages	Jun 2024 Transfer Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-870-01-00`

Property Details

APN / Parcel Number

Primary APN	`314-870-01-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,761 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	66,211 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15101 LARCHMONT ST
City	POWAY
State	CA
Zip	92064-2652
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR-C
Legal Description	LOT 1 TR 016530
Legal Subdivision	POWAY #16-005
Legal Tract	016530
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17054

Owner

15101 Larchmont St, residential vacant land, is owned by an individual who bought it in June 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	11515 PUNTA DULCINA, SAN DIEGO, CA 92131-4300
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 20, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Deed Document Number	2024156440
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	0000156438
Record Updated	Sep 20, 2026

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 20, 2024
Property Address	15101 LARCHMONT ST, POWAY, CA 92064-2652
Document Number	0000156438
Map Reference	MAP 16530
Instrument Date	Jun 7, 2024
Instrument	2024-0156438
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 PUNTA DULCINA, SAN DIEGO, CA 92131-4300

June 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 20, 2024
Property Address	15101 LARCHMONT ST, POWAY, CA 92064-2652
Document Number	0000156440
Map Reference	MAP 16530
Instrument Date	Apr 10, 2024
Instrument	2024-0156440
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 PUNTA DULCINA, SAN DIEGO, CA 92131-4300

Mortgage

Document Number	0000156441
Date	Jun 20, 2024
Instrument	2024-0156441

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 15101 Larchmont St was $28,836.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,600,999 (+2%) Land $1,587,650 Building $1,013,349
2025	$28,836.00	$2,550,000 Land $1,556,520 Building $993,480
2023	$972.00	$81,600 Land $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15101 Larchmont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15101 Larchmont St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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