Carroll County property record for 1511 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,000 sqft · built 1956 |
| Lot Size | 0.883 acres (38,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Oct 2022) |
| Tax Bill | $3,528 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006332 |
| Primary APN | 02-006332 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,455 sqft (0.883 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 394 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 006332 |
|---|---|
| Street Address | 1511 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 38455 SF 1511 STONE RD NW OF PLEASANT VALLEY |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PERENNIAL FUNDING LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Apr 18, 2017 | Grant Deed, Transfer PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Book / Page | 10901 / 71 |
| Transfer Doc | 0000001091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 6, 2022 |
| Property Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0109010071 |
| Book / Page | 10901 / 71 |
| Instrument Date | Sep 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | REALM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 STONE RD, 1511, WESTMINSTER, MD 21158-1931 |
| Name | Verified Name |
|---|---|
| Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0109010079 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 10901/79 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095290236 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 9529/0236 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSFER RE INTELLIGENCE & T |
| Name | Verified Name |
|---|
| Document Number | 0095290215 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 9529/0215 |
| Name | PERENNIAL FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0095790395 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1511 STONE RD WESTMINSTER MD 211581931, WESTMINSTER, MD 21158-1931 |
| Document Number | 0095790395 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 009579/000395 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 18, 2017 |
| Property Address | 1511 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0086640094 |
| Book / Page | 008664 / 000094 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1511 STONE RD WESTMINSTER MD 211581931, WESTMINSTER, MD 21158-1931 |
| Document Number | 86640103 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 008664/000103 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Document Number | 86640101, |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 008664/000101 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,528.00 (+9.84%) | $309,700 (+37.64%) Land $115,500 Building $194,200 | $309,700 (+37.64%) Land $115,500 Building $194,200 |
| 2025 | $3,212.00 (+26.36%) | ||
| 2023 | $2,542.00 | $225,000 Land $115,500 Building $109,500 | $225,000 Land $115,500 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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