Carroll County property record for 1428 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,928 sqft · built 1900 |
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2023) |
| Tax Bill | $4,574 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-010392 |
| Primary APN | 03-010392 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Total Area |
| Basement Area | 800 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 229,561 sqft (5.27 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 010392 |
|---|---|
| Street Address | 1428 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.275 ACS 1428 STONE RD NW OF PLEASANT VALLEY |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 503000 |
1428 Stone Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 23, 2023 | Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Deed Book / Page | 11099 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Document Number | 0116370208 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 11637/208 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Document Number | 0111190263 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 11119/263 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 23, 2023 |
| Property Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
| Document Number | 0110990043 |
| Book / Page | 11099 / 43 |
| Instrument Date | Aug 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1428 STONE RD, WESTMINSTER, MD 21158-1930 |
The 2026 property tax bill for 1428 Stone Rd was $4,574 with a homeowner's exemption, up 45% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,574.00 (+45.02%) Homeowner's exemption | $416,667 (+48.49%) | $482,000 (+71.77%) Land $181,300 Building $300,700 |
| 2025 | $3,154.00 Homeowner's exemption | $280,600 Land $156,300 Building $124,300 | $280,600 Land $156,300 Building $124,300 |
| 2023 | $2,879.00 (+5.34%) Homeowner's exemption | $254,800 (+5.33%) | $280,600 (+16%) Land $156,300 Building $124,300 |
| 2022 | $2,733.00 Homeowner's exemption | $241,900 Land $156,300 Building $85,600 | $241,900 Land $156,300 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1428 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1428 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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