1511 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 1511 Madison Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft
Lot Size	0.035 acres (1,505 sqft)
Owner	2 Company Names on Record
Last Sale	$70,000 (Aug 2023)
Tax Bill	$927 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-13-05-015.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-05-015.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Finished Area

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,505 sqft (0.035 acres)
Lot Dimensions	111 ft deep x 13.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1511 MADISON AVE
City	COVINGTON
State	KY
Zip	41011-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS MADISON 67.83FT S 15TH 13.50X111.50
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	629
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Fifteenth Street Historic District listed 1987 · 43 contributing resources · NRIS 86003485

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1278 EDINBURGH LN, UNION, KY 41091-9594
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage CAPSOURCE LLC
Aug 22, 2023	Warranty Deed, Transfer GRINDSTONE SOLUTIONS LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MTG PTRS
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202332
Deed Book / Page	242 / 763
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1511 MADISON AVE, COVINGTON, KY 41011-3379
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900041
Date	Feb 21, 2024
Book Page	KCM 527/285
Instrument	24022105900041

Lender

Name	CAPSOURCE LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 22, 2023
Property Address	1511 MADISON AVE, COVINGTON, KY 41011-3379
Document Number	0005900032
Book / Page	KC 242 / 763
Map Reference	PG 348
Instrument Date	Aug 18, 2023
Instrument	23082205900032
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 FARRARD ST, COVINGTON, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 EDINBURGH LN, UNION, KY 41091-9594

Mortgage

Document Number	0005900033
Date	Aug 22, 2023
Book Page	KCM 486/1
Instrument	23082205900033

Lender

Name	GRINDSTONE SOLUTIONS LLC
Type	Non-Lending Institution
Address	BAY VILLAGE, OH 44140

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Feb 17, 2024

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1511 MADISON AVE, COVINGTON, KY 41011-3379
Document Number	00M1040562
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15141 MADISON AVE COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number	00M1040562
Date	Sep 29, 2020
Book Page	00M104/000562

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 29, 2020
Property Address	1511 MADISON AVE, COVINGTON, KY 41011-3379
Document Number	0000000242
Book / Page	000046 / 000414
Instrument Date	Sep 23, 2020
Instrument	242
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 MADISON AVE COVINGTON KY 410113379, COVINGTON, KY 41011-3379

Mortgage

Document Number	M1040562
Date	Sep 29, 2020
Book Page	00M104/000562

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,200 (+30.29%) Land $10,000 Building $81,200	$91,200 (+30.29%) Land $10,000 Building $81,200
2025	$927.00 (+28.22%)	$70,000 (+28.91%) Land $5,000 Building $65,000	$70,000 (+28.91%) Land $5,000 Building $65,000
2023	$723.00 (+0.84%)	$54,300 (-) Land $5,000 Building $49,300	$54,300 (-) Land $5,000 Building $49,300
2022	$717.00	$54,300 Land $5,000 Building $49,300	$54,300 Land $5,000 Building $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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