1503 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 1503 Madison Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,540 sqft · built 1885
Lot Size	0.035 acres (1,505 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2021)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-13-05-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-05-012.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,540 sqft Finished Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,505 sqft (0.035 acres)
Lot Dimensions	111 ft deep x 13.5 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1503 MADISON AVE
City	COVINGTON
State	KY
Zip	41011-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.50X111.50' WS MADISON 13.83' S 15TH
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	630
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Fifteenth Street Historic District listed 1987 · 43 contributing resources · NRIS 86003485

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1503 Madison Ave is owned by an individual who bought it in December 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	117 W 5TH ST, COVINGTON, KY 41011-1440
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK
Dec 28, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Deed Document Number	20215900193
Deed Book / Page	139 / 233
Prior Transfer Date	Dec 27, 2021
Prior Transfer Doc	0005900193
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1503 MADISON AVE, COVINGTON, KY 41011-3379
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W 5TH ST, FT MITCHELL, KY 41011-1440

Mortgage

Document Number	0005900057
Date	Apr 5, 2023
Book Page	KCM 451/511
Instrument	23040505900057

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2033

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2021
Property Address	1503 MADISON AVE, COVINGTON, KY 41011-3379
Document Number	0005900193
Book / Page	139 / 233
Map Reference	PG 348
Instrument Date	Dec 27, 2021
Instrument	21122805900193
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 LATTA ST, 254, LUDLOW, KY 41016-1413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W 5TH ST, COVINGTON, KY 41011-1440

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2018
Property Address	1503 MADISON AVE, COVINGTON, KY 41011-3379
Document Number	0000000205
Book / Page	0C6524 / 000186
Instrument Date	Oct 11, 2018
Instrument	205
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3493 MEADOWLARK DR EDGEWOOD KY 410182652, EDGEWOOD, KY 41018-2652

Tax Assessment & Valuation

The 2025 property tax bill for 1503 Madison Ave was $1,192.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (+39.67%) Land $10,000 Building $115,700	$125,700 (+39.67%) Land $10,000 Building $115,700
2025	$1,192.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000
2023	$1,198.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1503 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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