Yellowstone County property record for 1511 Lance Ln, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1950 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B00399A |
| Primary APN | 000B00399A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,509 sqft (0.379 acres) |
| Terrain | Rolling |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 69 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1511 LANCE LN |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-8819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANK SUBD, S22, T02 S, R24 E, BLOCK 1, LOT 4 - 6, & N20 LT 7 & VAC 30 RD (98) |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | FRANK SUBD |
| Legal Block | 1 |
| Legal Lot Number | 4-6 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 940001 |
Source: Yellowstone County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL |
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF BRIDGER NA |
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Apr 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BRIDGER NA |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF BRIDGER NA |
| Jan 3, 2022 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 |
| Deed Sale | Jan 3, 2022 |
| Prior Sale | Jul 19, 2018 |
| Deed Document Number | 20224003368 |
| Prior Transfer Date | Apr 17, 2009 |
| Prior Transfer Doc | 0003796384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 7, 2026 |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Document Number | 0004148354 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20264148354 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Document Number | 0004148354, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20264148354 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004117856 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 4117856 |
| Name | BANK OF BRIDGER NA |
|---|---|
| Type | Bank |
| Address | BRIDGER, MT 59014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Document Number | 0004068186 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 4068186 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004044383 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 4044383 |
| Name | BANK OF BRIDGER NA |
|---|---|
| Type | Bank |
| Address | BRIDGER, MT 59014 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004030052 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 4030052 |
| Name | BANK OF BRIDGER NA |
|---|---|
| Type | Bank |
| Address | PARKS, NE 69041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 3, 2022 |
| Property Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
| Document Number | 0004003368 |
| Map Reference | DOC 557988 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 4003368 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1511 LANCE LN, LAUREL, MT 59044-8819 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,800 (-) Land $49,042 Building $265,758 | $314,800 (-) Land $49,042 Building $265,758 | |
| 2025 | $1,273.00 (+3.5%) | $314,800 (+71.18%) Land $49,042 Building $265,758 | $314,800 (+71.18%) Land $49,042 Building $265,758 |
| 2024 | $1,230.00 (+5.58%) | ||
| 2023 | $1,165.00 | $183,900 | $183,900 Land $38,802 Building $145,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2011–2022) |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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