Yellowstone County property record for 1430 Lance Ln, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,739 sqft · built 2014 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,351 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D028860 |
| Primary APN | 000D028860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,739 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| Attic | Attic |
| Attic Area | 1,557 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1430 LANCE LN |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S22, T02 S, R24 E, C.O.S. 1431, PARCEL 2A, AMD (12) |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | COS 1431 |
| Legal Tract | 2 |
| Legal Block | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 940001 |
Source: Yellowstone County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 911, LAUREL, MT 59044-0911 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2016 |
| Transfer Doc | 0003796385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1430 LANCE LN, LAUREL, MT 59044-8818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003999368 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 3999368 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1430 LANCE LN, LAUREL, MT 59044-8818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003945839 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 3945839 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1430 LANCE LN, LAUREL, MT 59044-8818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003954157 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 3954157 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1430 LANCE LN, LAUREL, MT 59044-8818 |
| Document Number | 0003888647 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1430 LANCE LN LAUREL MT 590448818, LAUREL, MT 59044-8818 |
| Document Number | 0003888647 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 3888647 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 14, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $838,600 (+27.04%) Land $96,994 Building $741,606 | $838,600 (+27.04%) Land $96,994 Building $741,606 | |
| 2024 | $4,351.00 (+4.07%) | ||
| 2023 | $4,181.00 | $660,100 | $660,100 Land $75,476 Building $584,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2011–2022) |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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