15108 Centergate Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 15108 Centergate Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,904 sqft · built 1973
Lot Size	0.368 acres (16,032 sqft)
Owner	Individual Name on Record
Last Sale	$789,000 (Jun 2026)
Tax Bill	$7,184 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00369826`

Property Details

APN / Parcel Number

Primary APN	`05-00369826`
Alternative APN	`00369826`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	3,387 sqft
1st Floor Area	1,572 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,032 sqft (0.368 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00369826
Street Address	15108 CENTERGATE DR
City	SILVER SPRING
State	MD
Zip	20905-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	STONEGATE
Legal Subdivision	STONEGATE
Legal Block	J
Legal Lot Number	23
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1022
Census Tract	701407

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 4, 2026	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Jul 3, 2019	Deed, Transfer LAWYERS SIGNATURE SETTLEMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Book / Page	70570 / 338
Prior Transfer Date	Aug 30, 2006
Prior Transfer Doc	0334150152
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Investor	Possibly a Property Investor

Mortgage

Document Number	0629640182
Date	May 13, 2021
Book Page	62964/182

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 4, 2026
Property Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Document Number	7057000338
Book / Page	70570 / 338
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713

Mortgage

Document Number	7057000346,
Date	Jun 4, 2026
Book Page	70570/346

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 3, 2019
Property Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Document Number	0578170250
Book / Page	57817 / 250
Map Reference	MB 85 PL 8975
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$6,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15108 CENTERGATE DR, SILVER SPRING, MD 20905-5713
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,600 (+6.19%) Land $295,800 Building $302,800	$598,600 (-) Land $295,800 Building $302,800
2025	$7,184.00 (+7.3%)	$563,733 (+14.12%)	$598,600 (+21.17%) Land $295,800 Building $302,800
2024	$6,695.00 (+14.09%)
2023		$494,000 Land $295,800 Building $198,200	$494,000 Land $295,800 Building $198,200
2022	$5,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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