15105 Centergate Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 15105 Centergate Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,994 sqft · built 1974
Lot Size	0.408 acres (17,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Nov 2023)
Tax Bill	$8,168 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00369564`

Property Details

APN / Parcel Number

Primary APN	`05-00369564`
Alternative APN	`00369564`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,994 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,280 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,754 sqft (0.408 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00369564
Street Address	15105 CENTERGATE DR
City	SILVER SPRING
State	MD
Zip	20905-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	STONEGATE
Legal Subdivision	STONEGATE
Legal Block	EYE
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	701407

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit FVCBANK
Jun 18, 2019	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Book / Page	67524 / 426
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 7, 2023
Property Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714
Document Number	0675240426
Book / Page	67524 / 426
Map Reference	MB 85 PL 8975
Instrument Date	Nov 3, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 CALVERT ST, HYATTSVILLE, MD 20783-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714

Mortgage

Document Number	0675240431
Date	Nov 7, 2023
Book Page	67524/431

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	US TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591990044
Date	Mar 10, 2020
Book Page	59199/44

Lender

Name	FVCBANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 18, 2019
Property Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714
Document Number	0577290263
Book / Page	57729 / 263
Map Reference	MB 85 PL 8975
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15105 CENTERGATE DR, SILVER SPRING, MD 20905-5714

Mortgage

Document Number	57729270
Date	Jun 18, 2019
Instrument	57729/270

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$709,200 (+9.24%) Land $301,600 Building $407,600	$709,200 (-) Land $301,600 Building $407,600
2025	$8,168.00 (+48.37%)	$649,200 (+22.68%)	$709,200 (+34.01%) Land $301,600 Building $407,600
2023		$529,200 Land $301,600 Building $227,600	$529,200 Land $301,600 Building $227,600
2022	$5,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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