1510 W Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 1510 W Mount Harmony Rd, Owings, MD 20736 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,748 sqft · built 1986
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Sep 2017)
Tax Bill	$4,687 (2023)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-079465`

Property Details

APN / Parcel Number

Primary APN	`03-079465`
Alternative APNs	`3079465` `079465`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,748 sqft Total Area
1st Floor Area	1,748 sqft
Basement Area	874 sqft
Finished Basement	874 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	079465
Old Parcel Number	3079465
Street Address	1510 W MOUNT HARMONY RD
City	OWINGS
State	MD
Zip	20736-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 GEORGE N CHANEY PROP
Legal Subdivision	GEO N CHANEY PROP
Legal Lot Number	5 1510
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860200

Owner

Source: Calvert County records · APN 03-079465

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1510 W MOUNT HARMONY RD, OWINGS, MD 20736-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Dec 04, 2000 · Amount on Record
Deed Document Number	180781
Deed Book / Page	5070 / 3
Record Updated	Jun 07, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 27, 2017
Property Address	1510 W MOUNT HARMONY RD, OWINGS, MD 20736-3613
Document Number	0050700003
Book / Page	005070 / 000003
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	TITLE MAX CORPORATION

Transaction

Amount	Amount Recorded
Tax	$402.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1510 W MOUNT HARMONY RD OWINGS MD 207363613, OWINGS, MD 20736-3613

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,687.00	$451,133	$506,400 Land $176,100 Building $330,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.