1. Home
  2. Maryland
  3. Calvert County
  4. Owings
  5. W Mount Harmony Rd

1390 W Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 1390 W Mount Harmony Rd, Owings, MD 20736 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,760 sqft · built 1980
Lot Size3.02 acres (131,551 sqft)
Owner2 Individual Names on File
Tax Bill$6,178 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-079473

Property Details

APN / Parcel Number

Primary APN03-079473
Alternative APNs
  • 3079473
  • 079473

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,760 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area131,551 sqft (3.02 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area900 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number079473
Street Address1390 W MOUNT HARMONY RD
CityOWINGS
StateMD
Zip20736-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 GEORGE N CHANEY PROP
Legal SubdivisionGEORGE N CHANEY
Legal Lot Number6
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2006
Census Tract860200

Owner

Source: Calvert County records · APN 03-079473

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1390 W MOUNT HARMONY RD, OWINGS, MD 20736-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1390 W MOUNT HARMONY RD, OWINGS, MD 20736-8927
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCAPITOL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056520150
DateJul 27, 2020
Book Page5652/150
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$566,633 (+15.31%)$595,900 (+7.95%) Land $176,000 Building $419,900
2025$6,178.00 (+21.02%)
2023$5,105.00 Homeowner's exemption$491,400$552,000 Land $176,000 Building $376,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003, river or lake flooding

Wildfire

Wildfire RiskLow
above 32% of the US · above 68% of Maryland
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Mount Harmony Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures