1510 Thorman Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 1510 Thorman Ave, Sheldon, IA 51201

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 860 sqft · built 1981
Lot Size0.343 acres (14,941 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2024)
Tax Bill$3,058 (2025)
Deeds & MortgagesNov 2009 Mortgage
Sep 2017 Mortgage
+ 9 more
Flood ZoneZone X (minimal risk)
APN0046576400

Property Details

APN / Parcel Number

Primary APN0046576400
Alternative APN
  • 0000465764

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area828 sqft
Basement Area828 sqft
Finished Basement764 sqft
Unfinished Basement64 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,941 sqft (0.343 acres)
Lot Dimensions213 ft deep x 70 ft wide
Garage TypeAttached
Garage Area567 sqft

Exterior Amenities

Deck Area196 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1510 THORMAN AVE
CitySHELDON
StateIA
Zip51201-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIMOGES ADDITION LOT 9 & RR LAND ADJ TO WEST BLK 2
Legal SubdivisionLIMOGES ADDITION
Legal Block2
Legal Lot Number9
JurisdictionO'BRIEN IA
Township / Civil DivisionFLOYD
Census Block Group4
Census Block4041
Census Tract490300

Owner

1510 Thorman Ave is owned and occupied by two individuals who bought it in November 2024.

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1510 THORMAN AVE, SHELDON, IA 51201-2216
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2009Deed of Trust, Mortgage · Conventional Mortgage
NORTHWESTERN BANK
Sep 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTHWESTERN BANK NA
Feb 5, 2015Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 27, 2012Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 8, 2024Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
UNIVERSAL LENDING CORP
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK
Jan 11, 2018Correction Deed
Jan 9, 2018Correction Deed
Jul 23, 2009Quit Claim Deed, Transfer
Quitclaim
Jul 15, 2009Warranty Deed, Transfer · Conventional Mortgage
THE SECURITY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2024 · Amount on File
Deed SaleNov 8, 2024 · Amount on File
Prior SaleNov 30, 2020 · Amount on File
Deed Document Number20242543
Record UpdatedOct 29, 2026

November 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200903034
DateNov 3, 2009
Instrument2009-03034
Lender
NameNORTHWESTERN BANK
AddressSHELDON, IA 51201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term59 Months
DueOct 14, 2014

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201702081
DateSep 18, 2017
Instrument2017-02081
Lender
NameNORTHWESTERN BANK NA
TypeBank
AddressSHELDON, IA 51201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueOct 1, 2027

February 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201500232
DateFeb 5, 2015
Instrument2015-00232
Lender
NameBANK OF AMERICA NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueOct 1, 2029

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201200758
DateMar 27, 2012
Instrument2012-00758
Lender
NameBANK OF AMERICA NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2022
Interest
Rate TypeFixed Rate

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateNov 8, 2024
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0020242543
Instrument DateOct 29, 2024
Instrument2024-2543
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

Mortgage

Document Number0020242544
DateNov 8, 2024
Instrument2024-2544
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

Mortgage

Document Number0020242545
DateNov 8, 2024
Instrument2024-2545
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Address4800 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ 85251
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2054
Interest
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateNov 30, 2020
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0202003388
Instrument DateNov 2, 2020
Instrument2020-03388
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1450 THORMAN AVE, SHELDON, IA 51201-2214

Mortgage

Document Number0202003389
DateNov 30, 2020
Instrument2020-03389
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateNov 12, 2019
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0201902539
Instrument DateOct 30, 2019
Instrument2019-02539
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

Mortgage

Document Number0201902540
DateNov 12, 2019
Instrument2019-02540
Lender
NameBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

January 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionO'BRIEN IA
Recording DateJan 11, 2018
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0201800132
Instrument DateJan 11, 2018
Instrument2018-00132
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

January 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionO'BRIEN IA
Recording DateJan 9, 2018
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0201800106
Instrument DateJan 4, 2018
Instrument2018-00106
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

July 2009: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionO'BRIEN IA
Recording DateJul 23, 2009
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0200902123
Instrument DateJul 20, 2009
Instrument2009-02123
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

July 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateJul 15, 2009
Property Address1510 THORMAN AVE, SHELDON, IA 51201-2216
Document Number0200902052
Instrument DateJul 8, 2009
Instrument2009-02052
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 THORMAN AVE, SHELDON, IA 51201-2216

Mortgage

Document Number0200902053
DateJul 15, 2009
Instrument2009-02053
Lender
NameTHE SECURITY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2024
Interest
Type Change DateMar 25, 2009

Mortgage

Document Number0200902114
DateJul 22, 2009
Instrument2009-02114
Lender
NameDOUGLAS V ETUX
TypePrivate Party
Address404 NORMAL COLLEGE AVE, SHELDON, IA 51201
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Thorman Ave was $3,058, down 1.1% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySheldon City
Unified School DistrictSheldon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,058.00 (-1.1%)$200,450 Land $21,560 Building $178,890$200,450 Land $21,560 Building $178,890
2024$3,092.00
2023$187,740 (+23.69%) Land $21,560 Building $166,180$187,740 Land $21,560 Building $166,180
2022$2,692.00$151,780 Land $10,190 Building $141,590
2021$151,780 Land $10,190 Building $141,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1510 Thorman Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 Thorman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELDON WATER DEPARTMENT
serves 5,512 people · EPA ID IA7170040
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire.

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